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REI MasterCard Review

REI MasterCard®
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent / Good Credit
Card Rating:
The REI Master Card is an exclusive card and helps you to get a big REI dividend. The best part of owning this credit card is that with every purchase you make with this card your dividend increases. The good thing to know is that the U.S. Bank donates $10,000 every year to organisations which help to connect people with nature and also promote the procedure of conserving the places of natural places. Once you are approved for the REI Master Card credit card you get a REI gift card. You also get a discount of 5% at REI and 1% back on purchases made every day.

A credit card is a very useful thing provided you know the proper way to handle it. It increases your credibility in the market and you can get a good loan at very competitive prices. If you know the proper usage of your credit card you can save lots of money.

REI MasterCard Details


  • 5% back at REI15
  • 2% back on groceries15
  • 1% back everywhere else15
  • All this on top of your REI member refund (typically 10% on your eligible REI purchases)15
  • No Annual Fee15
  • Zero Fraud Liability15


Max. Rewards: 5% back at REI15
Sign-up Bonus: No


Purchase Intro APR: N/A15
Purchase Regular APR: 18.24% - 29.24%15
Cash Advance Fee: 4%
($5 min)15
Cash Advance Regular APR: See terms15
Balance Transfer Intro APR: n/a15
Balance Transfer Regular APR: 18.24% - 29.24%15
Balance Transfer Fee: 3%15
Annual Fee: $015

REI MasterCard Benefits

You get many REI credit card benefits. You get access to personal travel advisor and you can also visit luxurious hotels and resorts. In addition there is no annual fee and the fraud liability is zero. You also get the solution of problem like identity theft and there is extended warranty with this card. You also get price protection besides getting emergency card replacement and emergency cash advance. Not to mention you get 5% back at REI and 1% back on every purchase you make using the REI Master Card credit card. Moreover you also get a gift card on arrival and first purchase you make with this card.

REI MasterCard Drawbacks

The 10% member dividend is not guaranteed which is not good news for the user of this card.

Contact Information


U.S. Bank
P.O. Box 6352
Fargo, ND 58125-6352

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