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Horizon Card Services Credit Cards

Despite the fact that Horizon Card Services is not a bank or credit company but an online merchandise shopping service, it offers credit lines to the consumers with poor credit history. The consumers can shop online using Horizon credit cards and build credit history at the same time.

Intro APR
APR
Annual Fee
Summary:
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
See details
n/a
0.00%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Intro APR
APR
Annual Fee
Summary:
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
See details
n/a
0.00%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Intro APR
APR
Annual Fee
Summary:
  • No Credit Check.
  • Fast Online Application.
  • Always 0.0% APR.
See details
n/a
0.00%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

Horizon Credit Card Applications Online

Horizon Cards Services does not offer Visa or MasterCard credit cards. The company offers credit accounts for use at their online catalog. This catalog is not available to everyone but to those lucky consumers who have Horizon credit card.

Horizon credit cards are unsecured credit cards and reported to one credit bureau as unsecured credit cards. Consumers with bad credit history will be able to improve their credit history using the Horizon Gold card. For that they will need to use the card and manage their credit accounts responsibly.

Horizon Gold credit cards do not have interest rates. That means the balance on the card won't draw any interest. You will need to pay membership fee every month and make minimum monthly payments to maintain account in good standing.

The Horizon Card Services may review your account and increase your initial credit line if your credit performance is good enough. The Horizon credit cards are good for consumers with low credit score, which is not high enough to get a general credit card. You will be able to build credit and then apply for another credit card.

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All information presented on this website is subject to change. We do our best to maintain it accurate and up to date. However, we recommend all our visitors to read the credit cards′ terms and conditions on the application page before submitting the application form. Note that this website may be compensated if visitors choose to utilize the links on this website.

CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

* The CreditCardMenu.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditCardMenu.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditCardMenu.com website are property of their respective owners.

Disclosure: Not an access card.