ADVERTISER DISCLOSURE
CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

Fair Credit Cards

Here are the most attractive credit cards targeting people with fair credit. Among the fair credit credit cards on this web page you can find a variety of credit cards issued by the most recognized U.S. banks and credit card companies. Find out if there are fair credit cards from banks you are loyal to.

If you are a person with fair credit, take a closer look at the credit cards we have to offer. Some fair credit cards offer 0% introductory APRs, no annual fee for the first year, generous rewards, cash back and more. Compare the cards side by side and apply online.

Intro APR
APR
Annual Fee
Summary:
  • Fair Credit History? Apply or pre-qualify for a credit card today!
  • Earn great rewards or simply build your credit with responsible card use!
  • Monthly reporting to major consumer reporting agencies and 24/7 access to your account.
See details
See terms
Minimum Credit Level Needed:
Fair

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Intro APR
APR
Annual Fee
Summary:
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
See details
N/A
29.99% (variable)
$0
Minimum Credit Level Needed:
Bad/No
Intro APR
APR
Annual Fee
Summary:
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.1 Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
See details
N/A
25.24% (V)
$29
Minimum Credit Level Needed:
Poor/Limited/No Credit
Intro APR
APR
Annual Fee
Summary:
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
See details
See website for Details*
29.99% (Variable)
$75 - $125, after that $99 - $125 annually
Minimum Credit Level Needed:
Bad, Fair, Good, Excellent
Intro APR
APR
Annual Fee
Summary:
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
See details
N/A
25.64% (variable)
$35
Minimum Credit Level Needed:
Bad/No
Intro APR
APR
Annual Fee
Summary:
  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
See details
N/A
See terms
See terms
Minimum Credit Level Needed:
Fair / Good

Fair / Good Credit
You can apply if: your credit seen up and downs, but now it is stable and you manage it responsibly: you're making on time payments every month and staying within limits now.

Intro APR
APR
Annual Fee
Summary:
  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
See details
N/A
See Terms*
See Terms*
Minimum Credit Level Needed:
Fair/Poor/Bad
Intro APR
APR
Annual Fee
Summary:
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.1 Reports to all 3 credit bureaus
See details
N/A
19.24% (V)
$39
Minimum Credit Level Needed:
Poor/Limited/No Credit

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

Fair Credit Card Applications Online

Fair credit credit cards are very popular with customers with fair credit history. In terms of FICO scores, these are people whose credit score is anything between 640 and 699. If it is you, you are welcome to choose from the fair credit cards issued by famous banks and apply online.

Fair credit cards usually have features, rewards and benefits not so tempting as compared to good to excellent credit credit cards but if used wisely they can help your credit. For a reasonable cardholder, fair credit cards are a step towards good credit. Most of the following fair credit cards (if not all) report to the major consumer reporting agencies. With these credit cards you may be able to improve your credit slowly but surely by making timely payments with all of your creditors and maintaining your credit balances below the credit limits and one day you may reach a good credit score and opt for good credit credit cards with better credit terms.

Consider fair credit cards that offer 0% promotional APRs, no annual fee for the first year, decent rebates and/or cash back. At our web site you are sure to find the right credit card for your individual credit rating but keep in mind that it is always up to your credit card issuer to decide on your approval. Choose a card to meet your financial needs best and apply online. Online card applications are both safe and quick, especially for fair credit credit cards.

BY CATEGORY:
BY CREDIT PROFILE:
BY TYPES OF CARD:
BY CARD ISSUER:

Copyright © 1996-2024 CreditCardMenu.com.

All information presented on this website is subject to change. We do our best to maintain it accurate and up to date. However, we recommend all our visitors to read the credit cards′ terms and conditions on the application page before submitting the application form. Note that this website may be compensated if visitors choose to utilize the links on this website.

CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

* The CreditCardMenu.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditCardMenu.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditCardMenu.com website are property of their respective owners.