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CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

Limited or No Credit Cards

If your FICO score lies somewhere between 0 and 349, you have no or limited credit. If you do, turn to credit card applications specifically for no or limited credit history.

Many of the limited or no cards featured on this web page are unsecured credit cards. But you can also see here the best prepaid cards and secured credit cards available on the card market. The cards on offer are issued by the leading U.S. banks and credit card companies.

For your convenience, we provide the detailed information on all the card offers displayed on our web site. Take your time to browse through the cards designed for people with less than average credit history, choose the card that is right for you and apply online.

Instant Response
APR
Annual Fee
Summary:
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
See details
Yes
0.00%
See Terms
Minimum Credit Level Needed:
Bad/No
Instant Response
APR
Annual Fee
Summary:
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
See details
No
17.39% (variable)
$35
Minimum Credit Level Needed:
Bad / No

Bad / No Credit
You can apply if: you have never had a credit card or haven't established a credit history yet; your credit has seen bankruptcies or defaults.

Instant Response
APR
Annual Fee
Summary:
  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
See details
No
9.99% (Fixed)
$48
Minimum Credit Level Needed:
Bad/No
Instant Response
APR
Annual Fee
Summary:
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
See details
Yes
25.90% - 29.99%
$75 - $99
Minimum Credit Level Needed:
Fair/Bad
Instant Response
APR
Annual Fee
Summary:
  • A real line of credit for people with limited or no credit.
  • Earn rewards on all purchases, every day. Rewards won’t expire.
  • Help strengthen your credit with responsible card use.
See details
No
Minimum Credit Level Needed:
Limited / No

No / Limited Credit
You can apply if: you have no credit, you have never had credit cards and other loans before or you've had a credit card or a loan for less than 3 years.

Instant Response
APR
Annual Fee
Summary:
  • $500 Unsecured Credit Limit
  • Instant Approval*
  • No Credit Check
See details
Yes
0.00%
See website for Details*
Minimum Credit Level Needed:
Damage credit to Fair credit

Limited or No Credit Card Applications Online

If you shop around for credit cards intended for customers with no or limited credit histories, do it right here. On the site you can find very attractive card offers for limited or no credit.

Those who want to get the best card deal can compare several credit cards we present. Choose the no or limited card to suit your special needs and lifestyle best and apply online. Click on the Apply button next to the card of your choice, complete the online application you will be routed to and submit it online. All the credit card applications for those with less than average credit are both secure and convenient.

We give you a great opportunity to compare different cards for low FICO score in one place and decide on a card to apply online for. If you obtain a limited or no credit card, make sure you use it thoughtfully. For responsible cardholders who want to start building or rebuild their credit histories, the following credit cards can be helpful if handled wisely, meaning making timely payments and keeping within credit limits. In this way, over time you will be able to better your credit score.

So, to achieve expected results, develop good credit and payment habits and do not forget to check your credit report and credit score for improvements. Once you bring your credit score to a better level, you may look for a credit card with more favorable terms and conditions.

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All information presented on this website is subject to change. We do our best to maintain it accurate and up to date. However, we recommend all our visitors to read the credit cards′ terms and conditions on the application page before submitting the application form. Note that this website may be compensated if visitors choose to utilize the links on this website.

CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

* The CreditCardMenu.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditCardMenu.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditCardMenu.com website are property of their respective owners.

Disclosure: Not an access card.