ADVERTISER DISCLOSURE
CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

Instant Decision Credit Cards

At CreditCardMenu.com you will find credit cards with instant decision that are very popular with applicants. Now you can apply online for an instant decision credit card and get a quick 'yes' or 'no' response on your credit card application. It is very convenient and time-saving, isn't it? If you are approved, your new instant decision credit card will be mailed to you in several business days. If you are turned down, it is better not to apply for another instant decision credit card right away, especially when it comes to bad credit instant decision applications.

You are welcome to look over the best instant decision credit cards and prepaid cards we have to apply online for. Before applying online for an instant response card, browse them all through and choose the card offer right for you. Please, note that some of the products on this page do not offer instant decision, but a response will be provided within 60 seconds.

Instant Response
APR
Annual Fee
Summary:
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
See details
Yes
See Terms
$0
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Instant Response
APR
Annual Fee
Summary:
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
See details
Yes
0.0%
$49
Minimum Credit Level Needed:
Any

Any Credit
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

Instant Response
APR
Annual Fee
Summary:
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
See details
Yes
0.00%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Instant Response
APR
Annual Fee
Summary:
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
See details
Yes
0%
N/A
Minimum Credit Level Needed:
Bad/No

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

Credit Cards with Quick Response

Credit cards offers displayed on this web page are known as instant decision credit cards. As the name implies, when you apply online for such a credit card, you are informed almost immediately whether you are approved or declined.

The approval process takes seconds. It means that you don't have to wait for a month or so, wondering if you will be approved for the credit card you want. That's what makes instant decision credit cards so popular. However, it still takes one or two weeks to get the physical credit card itself.

The good news is there are immediate response credit card applications for varied credit histories. You don't need to have good or excellent credit to get a quick answer. Some credit card companies offer instant decision credit cards for people with bad or fair credit. So, before applying for a credit card with instant decision, consider your credit score. If you know your exact credit score, you will be able to make better decisions about which instant decision credit cards are best for you.

Compare the credit cards that provide instant decision carefully, study their interest rates, introductory rates and benefits. Although the process of applying for an instant decision credit card is fast, please approach it responsibly. Keep in mind that you are choosing a credit card you might have for a very long time.

On this web page in addition to instant decision credit cards, one can find the best prepaid card offers to choose from.

6 In Accordance with Terms and Conditions.
BY CATEGORY:
BY CREDIT PROFILE:
BY TYPES OF CARD:
BY CARD ISSUER:

Copyright © 1996-2017 CreditCardMenu.com.

All information presented on this website is subject to change. We do our best to maintain it accurate and up to date. However, we recommend all our visitors to read the credit cards′ terms and conditions on the application page before submitting the application form. Note that this website may be compensated if visitors choose to utilize the links on this website.

CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

* The CreditCardMenu.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditCardMenu.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditCardMenu.com website are property of their respective owners.

Disclosure: Not an access card.