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Bon-Ton Credit Card Review

Bon-Ton Credit Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent / Good Credit
Card Rating:
Bon-Ton provides a wide range of merchandise and private brands which can suit the needs of their customers. They also offer financing and discounts to loyal customers. Financing is offered in the form of a credit card. The card gives access to a line of credit and allows to earn rewards on all Bon-Ton purchases. In addition to rewards, cardmembers get access to special discounts and benefits.

Bon-Ton Credit Card Details


  • Spend $200 and earn a $20 Rewards Card.12
  • Use your $20 Rewards Card on almost any purchase of $50 or more.12
  • Spend $200 and earn two $20 Rewards Cards when you shop in store and online within a calendar month OR purchase in a featured department plus any other department in a calendar month.12
  • Combine your Rewards Cards to Save even more.12


Max. Rewards: N/A12
Sign-up Bonus: No


Purchase Intro APR: N/A12
Purchase Regular APR: N/A12
Cash Advance Fee: See terms
Cash Advance Regular APR: See terms
Balance Transfer Intro APR: See terms
Balance Transfer Regular APR: See terms
Balance Transfer Fee: See terms
Annual Fee: N/A12

Bon-Ton Credit Card Benefits

As many store credit cards, this card comes with a rewards program. Every $200 you spend get a $20 Rewards Card. When you shop in store and online and make purchases in the monthly featured department, you can double your rewards cards. Also, it is allowed to combine rewards cards to save even more on large purchases. Also, retailer offers other opportunities to earn additional rewards throughout the year. Members receive exclusive offers on birthdays, special promotions in mail and exclusive savings offers.

Bon-Ton Credit Card Drawbacks

One of the card's drawbacks would be that the interest rates are slightly higher than on an average credit card. And since they encourage you to use their credit card often, this may cost you a lot in terms of interest. So, it is recommended to pay off the card balance in full each month if you want your rewards to be intact. The other disadvantage that is common for all store credit cards is that they are limited to one particular retailer. Same with Bon Ton card, it can only be used at Bon Ton stores and nowhere else. And rewards can only be redeemed for purchases at Bon Ton.

Contact Information


Customer Care: 1-855-567-7738

Customer Care Hours:
Monday - Saturday
8am - 9pm ET.
Sunday: Closed.

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