Advertising Disclosure

TJX Rewards Credit Card Review

TJX Rewards® Credit Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Fair / Good Credit
Card Rating:
TJ Maxx is a major apparel and home merchandise company that operates as sister stores with Marshalls. TJ Maxx company provides different offers, access to exclusive discounts and convenience to their loyal customers, through the TJX Rewards® Credit Card and the TJX Rewards® Platinum MasterCard®. These cards are issued by Synchrony Bank. Also, these cards can be used at Marshalls.

TJX Rewards Credit Card Details


  • Earn 5 points for each $1 of net purchases made with your TJX Rewards credit card at T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post stores in U.S. and Puerto Rico and online or
  • No Limit on Rewards Certificates You Can Earn9


Max. Rewards: No
Sign-up Bonus: 10% Off Your First In-Store Purchase9


Purchase Intro APR: No intro APR9
Purchase Regular APR: 26.99%9
Cash Advance Fee: N/A9
Cash Advance Regular APR: N/A9
Balance Transfer Intro APR: N/A9
Balance Transfer Regular APR: N/A9
Balance Transfer Fee: N/A9
Annual Fee: $09

TJX Rewards Credit Card Benefits

The best thing about the TJX card is that you can pay your bills by accessing your account from anywhere and anytime. You will get the 10% discount on your first online purchase and you will not have to pay the annual fees for the TJX Rewards credit card. The TJX credit card comes with points rewards: you'll get 5 points per dollar spent at T.J.Maxx. When you successfully collect 1000 points you will be awarded $10 rewards certificates. Apart from this, there are many discounts and benefits.

TJX Rewards Credit Card Drawbacks

Everything has some disadvantages, so the TJX Rewards credit card has. You will be given 10% on online purchase only once. There are transaction fees and minimum interest charges of $2. The TJX credit card interest rate is 27.24% and it varies with the market based on the Prime Rate. Even though there is a MasterCard version of TJX credit card, you won't be able to choose which credit card to apply. Synchrony Bank may provide you with the TJX Rewards Platinum MasterCard or the TJX Rewards Credit Card.

Contact Information


TJX Rewards® Credit Card: 1-800-952-6133
TJX Rewards® Platinum MasterCard®:1-877-890-3150

Latest Credit Card Reviews

User Comments about TJX Rewards® Credit Card

* - marked fields are required to be filled in
Great card

TJX Rewards card has really easy rewards. Spend more and earn more while shopping at favourite stores. Interest rate is high, as most retail cards have. After paying in full and on time each month my limit was increased. I never had an issue with it. Website is easy to use, pay bill and other requests. I want to upgrade to MasterCard version.

Some errors
I thought I could pay my credit card bills at store… and when I try to make online payment, their website always asks to change a password!!! Awful experience, please solve somehow this problem