Chase Sapphire Preferred Credit Card Review

Chase Sapphire Preferred® credit card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent Credit
Card Rating:
The Chase Sapphire Preferred Credit Card is the ideal travel rewards card for the customers. The customers are the travelers, people who travel and yet earn and save money while traveling. New card holders get a new member bonus, points that they can use whenever they want. While the customer is spending money during the travel, at the same time is gaining points, 2x points on all dining and travel expenses and 1x point on every dollar spent on other purchases. These points later can be used for booking other flights, hotel stays, purchasing, dining at restaurants and many more other options. It is mainly focused on the travel expenses the customers make and the main idea is to save money to the customers, while spending, as much as possible. This supreme card gives more benefits to the customers than any other card will ever give.

Chase Sapphire Preferred Credit Card Details

CARD DESCRIPTION:

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.2
  • Earn 5,000 bonus points after you add the first authorized user and make your first purchase in the first 3 months from account opening.2
  • Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafes.2
  • Earn 1 point per dollar spent on all other purchases.2
  • 1:1 point transfer to participating frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points.2
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.2
  • $0 foreign transaction fees.2
  • $0 intro annual fee for the first year, after that $95.2
  • See additional Chase Sapphire Preferred® card details.2

AVAILABLE REWARDS

Max. Rewards: 2X points on travel and dining at restaurants.2
Sign-up Bonus: 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.2

RATES & FEES

Purchase Intro APR: See terms
Purchase Regular APR: 16.49% - 23.49% Variable2
Cash Advance Fee: 5% ($10 min)2
Cash Advance Regular APR: 25.49% Variable2
Balance Transfer Intro APR: See terms
Balance Transfer Regular APR: 16.49% - 23.49% Variable2
Balance Transfer Fee: 5%2
Annual Fee: $0 Intro fee for the first year. After that, $952

Chase Sapphire Preferred Credit Card Benefits

By signing up for this card the new member gets 50,000 points after spending $4,000 in the first 3 months. Afterwards the customer can redeem these Ultimate Rewards points in unlimited number of ways. You may think that this is a pretty big amount to spend in few months, but calculate how much you are spending every month with your credit card and gaining nothing.
Customers have $0 fee for the first year and then annual membership fee for the next years is $95.
Also you can get additional 5,000 points after adding an authorized user and make a purchase within 3 months.
This card rewards you with $0 foreign transaction fees.
With adding Sapphire Card to the Uber account, the customer can also use the points for car rentals, parking lots, cruises, ferries, trains, highways, discount travel sites, spending few nights in luxurious hotels, first class flights on Singapore Airlines and many more.
The customer is eligible to receive travel insurance as well.

Chase Sapphire Preferred Credit Card Drawbacks

The benefits from this card are quite impressive, so the new applicant have to fulfill the requirements in order to qualify.
Chase Sapphire Card is a Visa card, which means that the retailers take only Visa and MasterCard overseas. The new customer will not be able to apply with other type of card.
There is no APR offer.

Contact Information

TELEPHONE

Personal Credit Cards
1-800-432-3117 in the U.S.
1-302-594-8200 outside the U.S. (call collect)
1-800-955-8060 TTY/TDD

Business Credit Cards
1-888-269-8690 in the U.S.
1-480-350-7099 outside the U.S. (call collect)
1-800-955-8060 TTY/TDD

MAILING ADDRESS

Card Services
P.O. Box 15298
Wilmington, DE
19850

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