Arvest Classic Visa Credit Card Review
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Card Category: |
Consumer |
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Card Type: |
Unsecured |
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Credit Needed: |
Excellent / Good Credit |
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Card Rating: |
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The Arvest Bank issues the Arvest Classic Visa Credit Card. With 50+ years of experience, Arvest is serving local people in Kansas, Arkansas, Missouri, and Oklahoma. Their philosophy is to help people, and they achieve it through the design of financial services that go beyond the other leading banks. The Arvest Classic Visa Credit Card is one of the best choices to start building a credit history today.
Arvest Classic Visa Credit Card Details
CARD DESCRIPTION:
- No Balance Transfer Fee
- 25-day grace period on purchases
- Worldwide acceptance at more than 15 million locations
AVAILABLE REWARDS
| Max. Rewards: |
No |
| Sign-up Bonus: |
No |
RATES & FEES
| Purchase Intro APR: |
4.9% for 6 months |
| Purchase Regular APR: |
20.15% |
| Cash Advance Fee: |
$4 or 4% |
| Cash Advance Regular APR: |
20.15% |
| Balance Transfer Intro APR: |
4.9% for 6 months |
| Balance Transfer Regular APR: |
20.15% |
| Balance Transfer Fee: |
None |
Arvest Classic Visa Credit Card Benefits
With the Arvest Classic Visa Credit Card, you don't have to pay annual fees. Your balance transfers are also free, and you can get a better interest rate. You get 25 days of grace on every purchase you make. It is backed up by visa, so, the Arvest Classic Card is accepted at over 15 million places all over the world. You can get access to more than 21 thousand ATMs, and the network gives you access to 250 thousand finance business. You get access to free convenience checks, which work as a cash advance. If you don't have a credit history, then Arvest allows you to start now. You may receive a secured credit line with all the benefits of an Arvest Classic Visa Credit Card with a deposit starting at five hundred dollars.
Arvest Classic Visa Credit Card Drawbacks
Branches of Arvest Bank are limited. Your account will be attached to the nearest branch, and in case you need to clarify something or ask for assistance in person, there are limited options to go to an Arvest branch. Balance transfers, cash advance, and foreign transactions have a transaction fee of 1% to 4%, depending on the operation. The minimum price for these transactions is 4 dollars. The application attached to a secure deposit is only valid when you apply at an Arvest branch.
Contact Information
TELEPHONE:
(866) 952-9523
(855) 574-4183 (customer service in Spanish)
(800) 601-8655 (24-hour service)
MAILING ADDRESS (to contact Arvest customer service):
Arvest Bank. PO Box 799. Lowell, AR 72745.
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