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American Eagle Credit Card Review

AEO Visa® Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent / Good Credit
Card Rating:
The American Eagle Credit Card comes from American Eagle Outfitters. This is a convenient method to finance your purchases at this clothing retailer. In addition, you will enjoy special perks that are available only to ae credit card holders. Hence when you apply and use the American Eagle Credit Card you are able to avail of discounts, rewards points as well as gain access to a number of special cardholder savings events. Just like any other credit card, make sure that you read the fine print. This is because there are various terms and conditions here that list several stipulations with which you should be familiar.

American Eagle Credit Card Details


  • 15% off your first AEO Credit Card purchase9
  • 1 Extra Savings Point for every $25 spent at AEO or Aerie®.9
  • 1 Extra Savings Point for every $100 spent everywhere else Visa® credit cards are accepted.9
  • $10 Extra Savings for every 10 points earned.9
  • 20% off birthday coupon.9
  • 4 exclusive cardholder savings events per year.9
  • Mobile and online account management.9
  • $0 fraud liability. 9
  • Use anywhere Visa® credit card is accepted.9


Max. Rewards: See terms9
Sign-up Bonus: No bonus offer9


Purchase Intro APR: No intro APR9
Purchase Regular APR: 24.24%9
Cash Advance Fee: $10 or 3%9
Cash Advance Regular APR: 27.24%9
Balance Transfer Intro APR: n/a9
Balance Transfer Regular APR: n/a9
Balance Transfer Fee: n/a9
Annual Fee: See terms9

American Eagle Credit Card Benefits

You get 1 Extra Savings Point for each $25 that you spend at American Eagle Outfitters or Aerie or at the company's website. Besides, there is $10 Extra Savings for each 10 points that are earned. Next, it offers a 20% off birthday coupon too. There are 4 exclusive cardholder savings events that are organized per year for you. It provides online as well as mobile account management facilities. The cardholders are provided a $0 fraud liability. In addition, there is 1 Extra Savings Point that is earned for every $100 which is spent anywhere else where Visa credit cards are accepted. This card can be used at any place where Visa credit card is accepted.

American Eagle Credit Card Drawbacks

The American Eagle Credit Card does not allow multiple discounts to be applied to a single purchase.

The birthday discount applies to active accounts only which are in good standing. In case a cardholder is delinquent or in collections, then that cardholder is ineligible to receive this coupon. In order to apply this birthday coupon to a purchase, the customer has to make payment with the American Eagle Credit Card.

Contact Information


You can call American Eagle customer service at 1-888-232-4535

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