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BB&T Bright Card Review

BB&T Bright® Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent Credit
Card Rating:
For an individual who utilizes credit card on a regular basis, This BB&T Bright credit card offers some great sort of services and features which could be the very high point of interest with their most reduced yearly rate. The card makes it easy to spare cash by paying less premium. The month to month charges could be bit high, however, in general, we could say that it's justified, despite all the trouble you could face, the quick customer services have been great about hailing any movement they esteem suspicious and summon ideal to confirm, so at whatever point you require something, you can simply pop appropriate on over and converse with over.

BB&T Banking, expanding an convention of magnificence in community, keeps on offering customers a total scope of budgetary administration including savings money, loaning, protection, trust and offering BB&T Bright credit card which is a genuine low APR card, which is extraordinary for somebody with magnificent credit and who conveys an adjust from month to month.

BB&T Bright Card Details


  • 0% Introductory (APR) for 15 months on purchases and balance transfers.61
  • Afterwards, variable APRs ranging from 8.65% to 17.65%.61
  • No annual fee.61


Max. Rewards: No rewards program.61
Sign-up Bonus: No


Purchase Intro APR: 0% (15 months on Purchases)61
Purchase Regular APR: 13.24% and 22.24%. (V)61
Cash Advance Fee: 3% or $10 minimum on transactions greater than $1061
Cash Advance Regular APR: 22.24%61
Balance Transfer Intro APR: 0% (15 months on Balance Transfers)61
Balance Transfer Regular APR: 13.24% and 22.24%.(V)61
Balance Transfer Fee: 3%61
Annual Fee: $061

BB&T Bright Card Benefits

While we talk of the benefits of the card, there are too many points of interest for customer satisfaction when it comes to accounting access, account security, transfer charges, lower annual percentage rates, earning money with BB&T deals, travel accident insurance, travel and emergency assistance services, money-saving and management, no introductory APR charges for 15 months and so forth.

Highlighting the features of BB&T Bright credit card areas:
  • 0% introductory Annual percentage rates(APR) on both purchases as well as Balance transfers.
  • After intro APR, low variable APR apply.
  • Excellent account protection security measures with fraud alerts, transaction alerts, and guard against unauthorized card use.
  • Exploit discretionary overdraft assurance, snap to open, accessible on your qualified BB&T financial records.
  • Travel and emergency assistance services.
  • Travel accident insurance.
  • Zero liability on unauthorized access leads to complete refund of the amount or transaction which has not been authorized by the cardholder giving it an extra security advantage.
  • Zero annual fees.
  • Easy to access in BB&T dashboard, online Banking and mobile app as well.

BB&T Bright Card Drawbacks

With all great features and services, this low APR card has few drawbacks as well. Firstly, unlike other cards, they do not offer any rewards. Monthly fees are little high but it is justified and worth.

Secondly, there is a surcharge of any balance transfer and on cash advances. Also, on any foreign transactions, it would charge 3% of the USD amount of each transaction made in either foreign currency or in USD that is processed outside of the United states.

Contact Information

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