How do I apply for a Fingerhut credit account?

Applying for a Fingerhut account is fast and easy. Go to the application. You will need to click a box to indicate whether you are an existing customer or a new customer. On the application page you will be asked to enter:

  • Name
  • Address
  • Phone number
  • Social Security number
  • Date of birth
  • Annual income

There are just a few more steps after that:

  • Choose a password to protect your account
  • Indicate whether you want to receive electronic statements instead of paper statements

Check the box to accept the terms and conditions of the account, click “submit application,” and you’re done. You should receive an answer within minutes – and if you’re approved, you can begin shopping right away.

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