High Limit Credit Cards
Here we've collected the best credit cards with high credit limits to choose from. The high limit credit cards we have on offer are issued by the most reputable U.S. banks and credit card companies. Find the right high limit credit card for you and apply online. Such credit cards will help you indicate your financial independence and well-being.
credit cards for fair, bad or new credit |
credit cards for excellent or good credit CREDIT CARDS FOR FAIR, BAD OR NEW CREDIT
Intro APR
APR
Annual Fee
Summary:
- Bad Credit, Low Score? No Problem!
- Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
- Receive a $750 Credit Line*
See details
n/a
0.00%
See terms
Minimum Credit Level Needed:Bad
Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.
Intro APR
APR
Annual Fee
Summary:
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
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See website for Details*
29.99% (Variable)
See website for Details*
Minimum Credit Level Needed:See website for Details*
Intro APR
APR
Annual Fee
Summary:
- Earn 1% cash back rewards on payments made to your First Access Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
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N/A
35.99%*
$75.00 1st year, $48.00 after*
Minimum Credit Level Needed:Fair
Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.
Intro APR
APR
Annual Fee
Summary:
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
See details
N/A
29.99% (Variable)
See Terms*
Minimum Credit Level Needed:Fair/Poor/Bad/Limited
Intro APR
APR
Annual Fee
Summary:
- Earn 1% cash back rewards on payments made to your First Access Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
See details
N/A
35.99%*
$75.00 1st year, $48.00 after*
Minimum Credit Level Needed:Fair
Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.
Intro APR
APR
Annual Fee
Summary:
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
See details
N/A
See Terms*
See Terms*
Minimum Credit Level Needed:Fair/Poor/Bad
CREDIT CARDS FOR EXCELLENT OR GOOD CREDIT
Intro APR
APR
Annual Fee
Summary:
- Greater access to credit than before - $700 credit limit
- Get a Mastercard accepted online, in store and in app
- Account history is reported to the three major credit bureaus in the U.S.
See details
N/A
See terms
See terms
Minimum Credit Level Needed:Fair / Good
Fair / Good Credit
You can apply if: your credit seen up and downs, but now it is stable and you manage it responsibly: you're making on time payments every month and staying within limits now.
Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
High Limit on Your Credit Card
Every person longs to have financial flexibility and feel financial freedom. Credit cards with high credit limits give such an opportunity. On the other hand, so called high limit credit cards have certain risks and require proper financial planning. As such, banks and credit card companies provide credit cards with large credit lines to individual customers or small business owners with excellent or good credit. The main factors to be determined are high FICO scores, little or no debt and high income. What's more, chances to get approved for a high limit credit card are increasing when you choose a credit card issuer you already have a sound relationship with.
No doubt, the high credit limit will not be so high for applicants with bad/no credit or with fair credit who are considered to be risky borrowers. And it is wise enough since you won't spend more than you can afford. And don't forget that responsible cardholders achieve a better credit rating and as a result have their credit limits increased.
Apart from high limit, credit cards may also come with such features as 0% introductory APRs and no annual fee. If so, high limit credit cards with 0% intro APR on balance transfers will be great for transfers from other credit cards saving you lots of dollars in interest. So, if it is a 0 balance transfer high limit credit card you are after, consider balance transfer credit cards.
A good thing will be to shop around for the high limit credit card offers from different credit card issuers, compare their features carefully and find a card to suit you most. Apply online for the credit card of your choice.
