All Credit Card Categories

Searching for different categories of credit cards could be taxing. This is why, to make things convenient, we have grouped credit cards into various categories based on the benefits they offer, their features and the customer types targeted. This means you could directly glance at credit card categories of your choice including regular cards, cash back cards, student credit cards, airline miles credit cards, cards that offer discounts at hotels and cards for bad credit. You can review each of these cards and the related terms and conditions by clicking on the links available and can apply online too if you are impressed by the features on offer.

credit cards for fair, bad or new credit | credit cards for excellent or good credit | cash rebate credit cards | hotel rewards credit cards | airline miles credit cards | student credit cards

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

Regular Cards

Regular cards offer decent APRs along with loyalty points, gift cards, opening bonuses for milestone expenditure and other incentives related to travel. While the annual fee is waived off on some cards, it isn’t on others. The charges are reported to credit bureaus, enhancing your credit history and the cards are usually accepted at millions of locations around the world.

Cash rebate credit cards

Besides the regular features like opening bonus, introductory promotional APR on balance transfers and fraud assistance, cash rebate credit cards offer card holders a cash back discount on some or all purchases charged on the credit card. The cash back amount could vary between 1 – 5%, with special bonuses on purchases like gas, medicines or air tickets.

Hotel reward credit cards

These credit cards are for card holders who travel very frequently. These credit card companies have special tie ups with hospitality chains as a result of which card holders get discounts on their hotel stay expenses, if they charge them on their credit cards. This helps saving money while on business travel or vacation.

Airline mile credit cards

These credit cards offer you airline miles for every dollar charged on the credit card. Card holders also get opening bonus miles in the tune of 10,000 and further bonus miles for milestone expenses as the card is charged more frequently. These airline miles can be redeemed as discounts on air tickets or for hotel and restaurant bills.

Student credit cards

These are special credit cards approved for students. They come with benefits like cash back offers for travel, departmental store purchases, gas purchases, restaurant bills etc. For approval, a co-signor has to be present, with good credit history. Students below 21, without co-signor need to have proof of income for credit card approval.

Credit cards for bad credit

These credit cards are approved for those with no credit or a bad credit history. There are some special incentives like intro APR for the first few months and annual fee waiver. But, by and large, these credit cards might charge higher fee or APR on outstanding balances. However, since the credit of the customer is reported to all 3 credit bureaus, these cards will help customers to build their credit rating over a period of time. With an improved credit score, they can possibly transfer balance to a credit card with better terms.