What benefits does the Credit One Bank® Credit Card offer?

You will be able to earn cash back on all gas purchases and grocery purchases. Your credit activity will be reported to three major credit bureaus and will be able to track your credit score for free through your account. The bank can increase your credit limit automatically after you make six first payments on time.

What rewards can I get with the Credit One Bank® Credit Card?

You will be able to earn 1% cash back on all gas and grocery purchases. There are no limits on how much you can earn. Earned cash back is debited automatically to your account as a statement credit.

Can I get rewards other than for gas and groceries with my Credit One Bank® Credit Card?

No. Only gas and grocery purchases will bring you 1% cash back reward. Other purchases won’t earn any rewards.

Is there a limit to how much cash back I can earn?

No. You can earn as much as you wish. You will be able to see your earned rewards in your monthly statement.

Will my cash back rewards ever expire?

No. Your cash back rewards will never expire. You will receive them every month as a credit statement posted to your account. You will be able to check them in your monthly statements.

Does provide free credit score?

The Credit One Bank® Credit Card cardholders can monitor their credit score for free using credit score tracking service via online account.

What is credit protection?

Credit Protection is an optional debt cancellation program from Credit One Bank. It offers coverage in the event of involuntary unemployment or disability and cancels the full balance in the event of death (up to $10,000 card balance). This program is not free.

What fees does the Credit One Bank® Credit Card have?

There is an annual fee which will be based on your credit worthiness and will be somewhere between $0 and $99. The cash advance fee will be $5.00/8% or $10.00/3%, whichever is greater (see terms). Late payment and returned payment fees are up to $39 (terms apply).

How do I contact if I have questions about my account?

You can contact Credit One Bank by calling their direct telephone numbers:

Automated Account Information:
1-877-825-3242 (toll-free)
1-702-405-2042 (outside the U.S.)
(24 hours a day / 7 days a week)

Lost or Stolen Cards:
(24 hours a day / 7 days a week)

Credit Protection:
(9am – 8pm Eastern Mon-Fri)


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