Take a look at the credit cards for shopping that can save you a lot of money. Frequent shoppers may like catalog credit cards (or store credit cards) which are offered by a particular retailer and are for use at a particular online shop or catalog. They may also like regular credit cards that are not tied to any retailer and can be used anywhere. Credit cards for shopping can help you earn rewards or save on your purchases especially during the holiday season. You don’t have to have an excellent credit history to apply for a credit card, there is a card for any credit history. Check out the offers below.
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.
Saving Big on Shopping Credit Cards
Shopping credit cards will allow you to save in many different ways, especially if you are an ardent shopper who loves to pick gifts for friends and family members wherever you go. These credit cards come with shopping benefits which allow you to save when you shop at a particular store. The benefits can also include discounts on services, like free shipping.
Types of shopping cards
There are frequent shopper credit cards that can be used at particular online shop where extensive discounts and different specials are offered. These exclusive credit cards are good for shopping specific designer brands and retail products, allowing you to save a lot if you are a loyal customer. They are very useful for those who display considerable retailer loyalty over the years or simply prefer the convenience of online shopping. Another type of shopping cards includes those which are also associated with a particular brand but still can be used outside the brand store and will allow you to earn points on general purchases.
Types of benefits
There are frequent shopper credit cards which will give you access to exclusive members-only offers and rebates. You can come across cards that offer specific product discounts or category discounts. Some store credit cards distribute the benefits based on the brand tie-ups where you get discounts on specific brand purchases. There are milestone discounts too, wherein you can shop for set targets and get extended discount at specific retailer.
Getting some shopping credit cards you are automatically getting signed up for membership benefits. Membership status can give you higher discounts and additional benefits like privacy protection, legal assistance, and roadside assistance. One has to be aware though that these benefits and membership are not free and you can be charged that membership fee monthly. And the APR of store credit cards and the annual fee can be higher.
All information presented on this website is subject to change. We do our best to maintain it accurate and up to date. However, we recommend all our visitors to read the credit cards′ terms and conditions on the application page before submitting the application form. Note that this website may be compensated if visitors choose to utilize the links on this website.
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