Target Credit Card Review
Target is one of the largest discount retailers in the United States. Its headquarters are located in Minneapolis, Minnesota.
Target offers credit card cards so that cardholders could enjoy different benefits and special offers. The credit card is named REDcard and allows customers to make more purchases at the stores. The retailer also offers debit cards for the convenience of their loyal customers. Using those cards, people can withdraw funds from their current accounts and pay their bills. The REDcard credit cards (Target Credit Card and Target MasterCard) are issued by TD Bank USA, N.A. The debit card is issued by Target Corporation.
Target offers credit card cards so that cardholders could enjoy different benefits and special offers. The credit card is named REDcard and allows customers to make more purchases at the stores. The retailer also offers debit cards for the convenience of their loyal customers. Using those cards, people can withdraw funds from their current accounts and pay their bills. The REDcard credit cards (Target Credit Card and Target MasterCard) are issued by TD Bank USA, N.A. The debit card is issued by Target Corporation.
Target Credit Card Details
CARD DESCRIPTION:
- Charge your Target purchases in-store & at Target.com11 $comm_11 = "yes"; ?>
- Receive a monthly bill.11 $comm_11 = "yes"; ?>
- Check balance, make payments & review statements at Target.com/myREDcard.11 $comm_11 = "yes"; ?>
- Save 5% when you use your REDcard at any in-store Starbucks location.11 $comm_11 = "yes"; ?>
AVAILABLE REWARDS
Max. Rewards: | 5% off on select eligible purchases at Target and Target.com11 $comm_11 = "yes"; ?> |
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Sign-up Bonus: | No bonus offers11 $comm_11 = "yes"; ?> |
RATES & FEES
Purchase Intro APR: | No intro APR11 $comm_11 = "yes"; ?> |
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Purchase Regular APR: | 29.95%11 $comm_11 = "yes"; ?> |
Cash Advance Fee: | See terms11 $comm_11 = "yes"; ?> |
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Cash Advance Regular APR: | See terms11 $comm_11 = "yes"; ?> |
Balance Transfer Intro APR: | No11 $comm_11 = "yes"; ?> |
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Balance Transfer Regular APR: | 29.95%11 $comm_11 = "yes"; ?> |
Balance Transfer Fee: | See terms11 $comm_11 = "yes"; ?> |
Annual Fee: | None11 $comm_11 = "yes"; ?> |
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Target Credit Card Benefits
There are many benefits of the Target Redcard: on the availability of internet you can shop online 24/7 and make payments without any hassle; and you can get the payment history from anywhere and anytime. Apart from that, you can activate your balance alerts through which you will get reminders of your available balance. The card will allow you to save 5% on daily basis if you shop using your Target Redcard. The free shipping is available for most of their products exclusively for the Target cardholders. Another important thing is that there's no annual fees for the Redcard.
Target Credit Card Drawbacks
None of the companies in the world offers 100% benefits to their customers, same is with the Target card. It doesn't allow to combine 5% discount with other offers or gift cards. Also, the 5% discount does not apply to some services provided by Target, like Target gift cards and prepaid cards, Target Optical™ eye exams, gift wrap and some other things. As the Target Redcard does not have a Visa or a MasterCard label on it, the card is only usable at Target stores and Target.com. You cannot use the Red card at any other store.
Contact Information
TELEPHONE
You can contact Target at 1-800-424-6888.
Latest Credit Card Reviews
User Comments about Target Credit Card
credit limit
Oct 13, 2016 by JasonN:
I use this card like FOR YEARS pay in full and have great credit score but i NEVER got credit line increases1!! that 's just ridiculous. i would have spent more if had an opportunity thats just stupid they never gave me a chance
Approved
Oct 20, 2016 by Katty:
Had bad credit of 556 and applied. Got approved with $500 credit limit. That works fine for me
Great for Target shoppers
Oct 26, 2016 by Janis:
I wanted to increase my overall credit limit with this card and applied. i shop at Target frequently and this card is great for me. I instantly got approved for $300 limit when i applied online.
Auto Increase
Nov 02, 2016 by Doris Boucher:
Got credit line increase after a year of responsible use. Bought gifts for all my family and will definitely pay off balance in full. looking forward for future increase))
Target - card for shoppers
Nov 09, 2016 by Laurence Flawelle:
Free shipping, account alerts, shopping online... Traget card is best for me!