How to Apply for the JCPenney Credit Card

The entire procedure is done online and takes a few minutes. However, you ought to understand that since the card is issued by Synchrony Bank, all the application details must be valid. Only those people who are the citizens of the US and have attained the mandatory 18 years of age are allowed to apply. The entire process is free of charge and grants the company the rights to send you regular billing statements, either online or via your mailbox.

Below you will find a convenient application guide to the JCPenney credit card which you can use for your reference.

Go straight to the retailer's website to review the card details and to apply online. Once you've reviewed the terms, you can click on the Apply Now button to get to the application page.

There, on the application page, you can review the Terms & Conditions, if you haven't done it yet, and fill out the application form. Before you click on the Continue button, you will need to provide some personal information that includes the following:

• First and last name;
• Address (including Zip Code and State);
• Social Security Number (or TIN);
• Date of birth;
• Annual income.

After you click on the Continue button, you will be offered to select your billing statement. You can choose to receive it through electronic statements, or you can opt for paper statements. When you choose to receive billing statements electronically, you will receive your monthly statements through the email provided at the previous step.

Here you will need to verify some of the information and details about you. Then you will need to tick the check box to agree to the Terms and Conditions of the JCPenney credit card. If you haven't read the terms yet, it's high time you read it. After that you can submit your application.