Comerica Visa Platinum Credit Card Review
| Card Category: | Consumer |
|---|---|
| Card Type: | Unsecured |
| Credit Needed: | Excellent / Good Credit |
| Card Rating: |
The Comerica Visa Platinum Credit Card is different from other traditional credit cards on the market. It doesn't have an annual fee, the purchase interest rates are very fair, and it also offers a limited time 0 percent interest rate on all purchases and balance transfers. Overall, this is an excellent credit card for people with a strong credit strong, as they will get to enjoy low interest rates.
Comerica Visa Platinum Credit Card Details
CARD DESCRIPTION:
- Offers an extended introductory rate62
- Includes EMV smart chip technology4 to make purchases with increased confidence and convenience, both in the U.S. and overseas62
- Enjoy the everyday convenience of a non-rewards card62
AVAILABLE REWARDS
| Max. Rewards: | N/A62 |
|---|---|
| Sign-up Bonus: | N/A62 |
RATES & FEES
| Purchase Intro APR: | 0% for the first 12 billing cycles62 |
|---|---|
| Purchase Regular APR: | 10.24% - 21.24% 62 |
| Cash Advance Fee: | 4% ($10 min)62 |
|---|---|
| Cash Advance Regular APR: | 24.24%62 |
| Balance Transfer Intro APR: | 0% for the first 12 billing cycles62 |
|---|---|
| Balance Transfer Regular APR: | 10.24% - 21.24%62 |
| Balance Transfer Fee: | 3%62 |
| Annual Fee: | $062 |
|---|
Comerica Visa Platinum Credit Card Benefits
The Comerica Visa Platinum credit card doesn't offer too many benefits for its users, but if you're a customer with a strong credit score you will get to enjoy a purchase interest rate of only 10.24% which is substantially lower than the rates offered by other standard credit cards. There is no annual fee and no penalty interest rate, and it offers free car rental insurance, extended warranty protection and free travel assistance, allowing you to replace lost tickets. Another great commodity of the Comerica Visa Platinum card is that it offers an Introductory 0% APR for the first 12 billing cycles on purchases, and balance transfers.
Also, the fact that the Comerica Visa Platinum Credit Card doesn't offer any rewards, can even be a positive, since users shouldn't have to worry about expiring offers, and coupons, and instead focus on having a leisure credit card experience which this card has to offer.
Also, the fact that the Comerica Visa Platinum Credit Card doesn't offer any rewards, can even be a positive, since users shouldn't have to worry about expiring offers, and coupons, and instead focus on having a leisure credit card experience which this card has to offer.
Comerica Visa Platinum Credit Card Drawbacks
The Comerica Visa Platinum is not suitable for people with a low credit score as their interest rate can go up to 21.24%. The card also doesn't offer any rewards such as cash-back, free-miles or rewards programs, meaning that you will not get points of any type when making purchases with the card, which makes it not suitable for people looking to make various points for products available online.
Contact Information
TELEPHONE:
Customer service for:
Eastern Time Zone 800.266.3742 M-F 8:00 am - 8:00 pm ET
Central Time Zone 800.925.2160 M-F 8:00 am - 8:00 pm CT
Mountain/Pacific Time Zone 800.522.2265 M-F 8:00 am - 8:00 pm PT
Hearing Impaired TDD 800.822.6546