BBVA Compass Select Credit Card Review
The BBVA Compass Select Credit Card is a rewards credit card that is offered by BBVA Compass. The card offers custom rewards program where you can choose shopping categories in which you will earn more rewards. The BBVA Select card also offers a large sign-up bonus and an anniversary bonus.
The card can be a good travel companion as it is loaded with travel benefits and gives a complementary Hertz Gold Plus Membership, which gives access to additional discounts and free rental days.
In short, BBVA Select card is a great general cash back card that can become your primary credit card or a travel companion.
The card can be a good travel companion as it is loaded with travel benefits and gives a complementary Hertz Gold Plus Membership, which gives access to additional discounts and free rental days.
In short, BBVA Select card is a great general cash back card that can become your primary credit card or a travel companion.
BBVA Compass Select Credit Card Details
CARD DESCRIPTION:
- Customizable CompassPoints with BBVA Compass Build Your Own Rewards: Choose one category (e.g. Airlines) to earn 3x the points.118 $comm_118 = "yes"; ?>
- Choose 2 categories (e.g. Dining & Hotels) to earn 2x the points.118 $comm_118 = "yes"; ?>
- Earn 1 point per $1.00 spent on all other qualified purchases.118 $comm_118 = "yes"; ?>
AVAILABLE REWARDS
Max. Rewards: | Choose one category (e.g. Airlines) to earn 3x the points.118 $comm_118 = "yes"; ?> |
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Sign-up Bonus: | 20,000 bonus points with $2,000 in purchases in the first 90 days of account opening.118 $comm_118 = "yes"; ?> |
RATES & FEES
Purchase Intro APR: | See terms |
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Purchase Regular APR: | See terms |
Cash Advance Fee: | Either $10 or 4% of the amount of each cash advance, whichever is greater118 $comm_118 = "yes"; ?> |
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Cash Advance Regular APR: | See terms |
Balance Transfer Intro APR: | n/a118 $comm_118 = "yes"; ?> |
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Balance Transfer Regular APR: | n/a118 $comm_118 = "yes"; ?> |
Balance Transfer Fee: | 4%118 $comm_118 = "yes"; ?> |
Annual Fee: | $0 for the first year your account is open, then $125 each year thereafter.118 $comm_118 = "yes"; ?> |
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BBVA Compass Select Credit Card Benefits
The BBVA Compass Select Credit Card offers custom rewards with additional benefits. You may earn more than $1,000 in value during the first year your account is open.
Customizable CompassPoints is a terrific feature that allows you to choose a reward category that will earn 3x, and 2x pints per dollar spent. The rewards categories are office supplies, restaurants, and travel for 3x points; and gas purchases, home improvement, and utilities for 2x points. All other categories earn 1 point per dollar. These are regular rewards, but the card also comes with bonus offers. The sign-up bonus offer allows to earn 20,000 bonus points, provided you spend $2,000 in purchases in the first three months of account opening. Also, you can earn additional bonus of 1,000 points each month if you hit the $5,000 monthly spending limit. And there is a first-year bonus of $100 account credit, which you will get if you make $20,0000 in purchases during the first year.
Customizable CompassPoints is a terrific feature that allows you to choose a reward category that will earn 3x, and 2x pints per dollar spent. The rewards categories are office supplies, restaurants, and travel for 3x points; and gas purchases, home improvement, and utilities for 2x points. All other categories earn 1 point per dollar. These are regular rewards, but the card also comes with bonus offers. The sign-up bonus offer allows to earn 20,000 bonus points, provided you spend $2,000 in purchases in the first three months of account opening. Also, you can earn additional bonus of 1,000 points each month if you hit the $5,000 monthly spending limit. And there is a first-year bonus of $100 account credit, which you will get if you make $20,0000 in purchases during the first year.
BBVA Compass Select Credit Card Drawbacks
The interest rate is not super high but still it is not low for a credit card offered to people with established credit. The annual fee for the card is $125, which is rather high if you are not a big spender. The fact that the annual fee is waived for the first year is not of a big help as well. Also, you should be a heavy spender if you want to reap maximum rewards.
Another thing you won't like about this card is that the points can actually expire. The points expire after 3 years if the card isn't active. But that is not of a big deal if it is your primary credit card. Another problem with points is that they are not transferable. You will need to go to the BBVA redemption center to redeem them.
Another thing you won't like about this card is that the points can actually expire. The points expire after 3 years if the card isn't active. But that is not of a big deal if it is your primary credit card. Another problem with points is that they are not transferable. You will need to go to the BBVA redemption center to redeem them.
Contact Information
TELEPHONE
1-866-681-0484