Surge® Platinum Mastercard®
BASICS
Card Category
Consumer
Minimum Credit
Level Needed
Bad, Fair, Good, Excellent
Card Type
Unsecured
Card Rating
CreditCardMenu.com evaluates each card offered on the site using several criteria (e.g., interest rates, fees, benefits, rewards programs) in order to help you choose a card. This rating reflects CreditCardMenu.com's opinions, beliefs and experiences with credit card products presented and reviewed on this website. This rating is not influenced by payment considerations.
RATES
Intro APR on Purchases (Intro Period)
See website for Details*
Intro APR on Balance Transfer (Intro Period)
See website for Details*
Ongoing APR (Purchases)
29.99% (Variable)
Ongoing APR (Balance Transfers)
N/A
Ongoing APR (Cash Advances)
29.99% (Variable)
CARD FEATURES
Card Description
• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
• All credit types welcome to apply!
• Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
• Initial Credit Limit of $300 – $1,000 (subject to available credit)
• Monthly reporting to the three major credit bureaus
• See if you’re Pre-Qualified without impacting your credit score
• Fast and easy application process; results in seconds
• Online account access 24/7
• Checking Account Required
FEES
Annual Fee
$75 - $125, after that $99 - $125 annually
Application Processing Fee
See Terms*
Balance Transfer Fees
N/A (min=N/A, max=N/A)
Cash Advance Fees
3% (min=$10, max=See Terms*)
Foreign Transaction Fees
3% (min=See Terms*, max=See Terms*)
Late Payment Fee
Up to $41.00
Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
