Walmart Credit Card Review
Walmart is an American multinational retailer and the largest retailer in the world. The company presented in 28 countries and has online stores in 11 countries. Walmart offers their customers different opportunities and experiences. Their loyal customers get access to different benefits and perks through Walmart loyalty program and Walmart credit card.
Walmart Credit Card Details
- 5% back on Walmart.com & in the Walmart app, including Grocery Pickup and Delivery
- 2% back at Walmart Stores, Walmart & Murphy USA Fuel Stations
- 2% back on restaurants and travel
- 1% back everywhere else Mastercard® is accepted107 $comm_107 = "yes"; ?>
|Max. Rewards:||5% back on Walmart.com & in the Walmart app, including Grocery Pickup and Delivery107 $comm_107 = "yes"; ?>|
|Sign-up Bonus:||Earn 5% back in Walmart stores for the first 12 months when you use your Card with Walmart Pay107 $comm_107 = "yes"; ?>|
RATES & FEES
|Purchase Intro APR:||No intro APR107 $comm_107 = "yes"; ?>|
|Purchase Regular APR:||17.99%, 23.24% or 26.99%107 $comm_107 = "yes"; ?>|
|Cash Advance Fee:||None 107 $comm_107 = "yes"; ?>|
|Cash Advance Regular APR:||26.99%107 $comm_107 = "yes"; ?>|
|Balance Transfer Intro APR:||See terms|
|Balance Transfer Regular APR:||17.99%, 23.24% or 26.99%107 $comm_107 = "yes"; ?>|
|Balance Transfer Fee:||See terms|
|Annual Fee:||None107 $comm_107 = "yes"; ?>|
Walmart Credit Card Benefits
Walmart MasterCard credit card gives 3% back on purchases made at Walmart.com. Walmart in-store purchases and purchases in other locations will earn only 1% back. However, you will be able to save a bit more at Walmart fuel stations and Murphy USA gas stations - 2% back. If you are going to make a big purchase at Walmart, you may want to use their special financing offer that will allow you to pay off the card balance at no interest within 6 or 12 months.
Walmart Credit Card Drawbacks
Walmart won't allow you to combine rewards with special financing. You will have to choose between two offers. If you prefer special financing, remember that this offer is only for in-store purchases and you will need to meet minimum purchase requirements to grab the offer. Thus, only purchases of $150 - $298.99 can qualify for 6 months of no interest and only if paid in full by the end of the period. If you want 12 months of no interest, you will have to spend more than $299.
Customer Service: 877-294-7880
Latest Credit Card Reviews
User Comments about Walmart® MasterCard®
Save at gas stations
Sep 20, 2016 by Joseph Pringle:
In my opinion Walmart credit card is mostly good for Walmart shoppers. As for me, the main perk is that it offers 5 cents per gallon off when you use one of the participating gas stations, as I drive a lot.
Oct 18, 2016 by Mary:
Have no problem the best card I ever had, thank you! Mary S., October 18, 2016
Oct 26, 2016 by anonym:
I was approved and my card was sent to the wrong address. So I never received it. Fortunately nobody activate credit card there...