Advertising Disclosure

Restoration Hardware Credit Card Review

Restoration Hardware Credit Card
Card Category: Consumer
Card Type: See terms
Credit Needed: See terms Credit
Card Rating:
Restoration Hardware Credit Card is offered by Restoration Hardware so that buyers can earn points with their purchases. The company specializes in historical and authentic collections, which are either reproduced or updated. It offers furniture, outdoor products, and textiles in addition to lighting. Buyers earn points on their cards, which can be used to finance the purchasing of expensive items.

Restoration Hardware Credit Card Details


  • 3 types of financing options 12
  • No annual fee 12


Max. Rewards: See terms
Sign-up Bonus: See terms


Purchase Intro APR: See terms
Purchase Regular APR: See terms
Cash Advance Fee: See terms
Cash Advance Regular APR: See terms
Balance Transfer Intro APR: See terms
Balance Transfer Regular APR: See terms
Balance Transfer Fee: See terms
Annual Fee: See terms

Restoration Hardware Credit Card Benefits

This credit card is tailored to benefit the customers who spend a lot of money at any Restoration Hardware outlet or gallery. Card holders will earn 1 point for every $1 spent, excluding returns and credits. Once customers accumulate a value of $500, they earn 5% worth rewards certificate of $25 that could double as a gift card. Card holders are also offered 12 months special financing, provided that purchases that amount up to at least $1000. The card offers the following financing options:
  • 99% APR if paid in full in 12 months
  • 99% APR if paid in full in 24 months
  • 99% APR if paid in full in 36 months
  • 99% APR if paid in full in 48 months
  • 99% APR if paid in full in 60 months

Restoration Hardware Credit Card Drawbacks

This credit card has a very high interest rate of 25.49% APR on purchases. That is why, it is advised to use card to earn Restoration Hardware rewards and then pay it off at the end of each month to avoid the high interest rates. It is important to ensure that you are having the best financing options for large purchases any at Restoration Hardware outlet, in case you are not paying in cash. If you spend $1000, you'll be eligible for 0% financing for 12 months. If the balance is not paid in full, interest will be imposed since the day of the purchase at an APR of 25.49%.

Contact Information


1-866-522-8014 (TDD/TYY: 1-800-695- 1788)

Comenity Bank
PO Box 182273
Columbus, OH 43218-2273

Latest Credit Card Reviews

User Comments about Restoration Hardware Credit Card

* - marked fields are required to be filled in