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Nordstrom Credit Card Review

Nordstrom Visa Signature Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent / Good Credit
Card Rating:
If you are a regular at Nordstrom it makes sense for you to reap the fruits of shopping there. Nordstrom have made it easier by offering reward system that can be accessed by the use or application for the debit or credit cards. These cards are specific to Nordstrom that allow the client access to exclusive events, customer service and other benefits that will be discussed later in. Nordstrom have however stepped their game, offering a great challenge to other credit card companies by offering three options:
  • Nordstrom Visa Signature
  • Nordstrom Retail
  • Nordstrom Debit

In this case we will focus on the Credit Visa card. The card can be used for online and in-store shopping. The fact that it's a Visa card give sit the extra advantage of being used in any outlet or purchase point that accepts Visa.

Nordstrom Credit Card Details

CARD DESCRIPTION:

  • Earn two points per dollar spent at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club, both online and in stores.33
  • Earn one point per dollar spent everywhere else Visa credit cards are accepted.33
  • No annual fee.33
  • Spend $100 at Nordstrom with your card today and get a bonus $20 Nordstrom Note.33

AVAILABLE REWARDS

Max. Rewards: 1 point33
Sign-up Bonus: No

RATES & FEES

Purchase Intro APR: 11.15% - 23.15%33
Purchase Regular APR: 15.15% - 23.15%33
Cash Advance Fee: 5%, Minimum $1033
Cash Advance Regular APR: 27.15%33
Balance Transfer Intro APR: n/a33
Balance Transfer Regular APR: n/a33
Balance Transfer Fee: n/a33
Annual Fee: None33

Nordstrom Credit Card Benefits

Where do we start with such a competitive card? Well, the reward program is a pretty sweet deal to the Nordstrom package! This comes in four fold depending on the amount of money spent on your credit card per annum. One of the best instant rewards is probably the 20 dollar bonus you stand to win with a 100 dollar spending on the day of application and approval. Furthermore, there is the additional 20 dollar Nordstrom Note that can be used at their stores and website.

Different tiers warrant different rewards, therefore those of higher levels will tend to gain more. The tiers vary depending on the spending levels i.e.:
  • Level 1: Up to 1999 dollars
  • Level 2: 2000- 4999 dollars
  • Level 3: 5000- 9999 dollars
  • Level 4: 10000 and more

Level 2, 3 and 4 receive an invitation to Nordstrom's holiday experience events, levels 3 and 4 get an invitation to the two annual extraordinary experiences while level 4 gets VIP access to in-store events.

Additionally, Nordstrom's tiered Visa signature comes with a variable 11.15% to 23.15% for the purchases at their outlets. The Visa card has 15.15% to 23.15% available to also non-Nordstrom purchases included with a variable APR of 27.15% of cash advances.

Credit score is not a big deal when it comes to Nordstrom, however a great score will warrant a tier system with the best odds for a very low APR. And should it be a poor score, you always have the option of getting a debit card. Easy peasy.

Nordstrom Credit Card Drawbacks

One of the drawbacks is that if you don't make a minimum payment within 60 days a penalty of 30.15% will be heading your way fast!

Despite the lack of specification on the credit score required, a poor one will definitely affect your chances of acquiring one. So before applying and getting the heart-breaking disapproval notice, why not reflection your credit history and compare to evaluate your position.

Contact Information

TELEPHONE

You can call Nordstrom customer service at 1.888.282.6060

Latest Credit Card Reviews

User Comments about Nordstrom Visa Signature Card

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approved
I applied online, answered a few questions. 5 min later was approved for $500.. FICO 645 or so, can't remeber.. customer service was really nice... Thanks NORDSTORM!!
upset about this card
I got the card one month ago... And I tried to use it today but it was not activated. How can it be so? I called to the customer support but they told us to bring to the supermarket where i purchased and did not do anything. it's so upsett to me
Like, but don't L.O.V.E.
I'm a longtime Nordstrom customer so it only made sense to get a card so I could get the perks. I like this card a lot, but don't LOVE it. I have other store cards that give more exclusive perks...