New York and Company Credit Card Review
| Card Category: | Consumer |
|---|---|
| Card Type: | Unsecured |
| Credit Needed: | Excellent/Good/Fair Credit |
| Card Rating: |
New York & Company, Inc. is an online retailer of retailer of women's fashion accessories and apparel. It was incorporated in the year 2002. Their products are sold through its retail stores and website www.nyandcompany.com. It owns and operates more than 400 stores that include more than 60 outlet stores in over 40 states.
Some of the brands offered include NY&C, New York & Company, NY Style, City Style, Lerner and Lerner New York, and Soho Jeans.
Some of the brands offered include NY&C, New York & Company, NY Style, City Style, Lerner and Lerner New York, and Soho Jeans.
New York and Company Credit Card Details
CARD DESCRIPTION:
- $10 Reward when you spend $200 on your NY&C Rewards Credit Card.12
- $10 off birthday coupon - $15 off for Platinum cardmembers.12
- Exclusive cardmember and free shipping perks.12
AVAILABLE REWARDS
| Max. Rewards: | N/A12 |
|---|---|
| Sign-up Bonus: | No bonus offer12 |
RATES & FEES
| Purchase Intro APR: | No intro APR12 |
|---|---|
| Purchase Regular APR: | 22.74%12 |
| Cash Advance Fee: | N/A12 |
|---|---|
| Cash Advance Regular APR: | N/A12 |
| Balance Transfer Intro APR: | N/A12 |
|---|---|
| Balance Transfer Regular APR: | N/A12 |
| Balance Transfer Fee: | N/A12 |
| Annual Fee: | $012 |
|---|
New York and Company Credit Card Benefits
The NY and company credit card for Platinum Card members comes with a $20 Reward on on spending $200 on your Platinum card or $10 reward on your NY&C Rewards Credit Card. These members can also gain from $10 off on birthday coupon with $15 off, free shipping. You also have easy online account management, early access to special sales.
New York and Company Credit Card Drawbacks
The NY and company credit card can only be used at their stores online at nyandcompany.com and outlets. The APR (Annual Percentage Rate) for purchases is 25.24% which is extremely high when compared to credit cards provided by other companies.
Contact Information
TELEPHONE
Customer Care 1-800-889-0494
CUSTOMER CARE ADDRESS
Comenity Bank
PO Box 182273
Columbus, OH 43218-2273
Latest Credit Card Reviews
User Comments about New York & Company Credit Card
Good card to have
Oct 26, 2016 by Ann:
This card is rather good for shoppers. It does not have a lot of perks but free shipping is great. The interest is high so always pay in time
Strange service
Nov 09, 2016 by Anna Mata:
Some time ago they lost my card records and made me re apply. I use card to purchases smth at NY&co but not so often but guess it is good to have such card.
So-so card with decent rewards
Mar 09, 2018 by Helena:
The card has decent rewards, especially for Platinum members, but can only be used in New York & Company stores, which limits its functionality. Paying it can be a pain since you can't make payments in the store and the online interface can be troublesome. Paying by phone comes with a fee. Be careful with rewards limitations as sometimes you can't use your rewards on sale items.