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New York and Company Credit Card Review

New York & Company Credit Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent/Good/Fair Credit
Card Rating:
New York & Company, Inc. is an online retailer of retailer of women's fashion accessories and apparel. It was incorporated in the year 2002. Their products are sold through its retail stores and website It owns and operates more than 400 stores that include more than 60 outlet stores in over 40 states.

Some of the brands offered include NY&C, New York & Company, NY Style, City Style, Lerner and Lerner New York, and Soho Jeans.

New York and Company Credit Card Details


  • $10 Reward when you spend $200 on your NY&C Rewards Credit Card.12
  • $10 off birthday coupon - $15 off for Platinum cardmembers.12
  • Exclusive cardmember and free shipping perks.12


Max. Rewards: N/A12
Sign-up Bonus: No bonus offer12


Purchase Intro APR: No intro APR12
Purchase Regular APR: 22.74%12
Cash Advance Fee: N/A12
Cash Advance Regular APR: N/A12
Balance Transfer Intro APR: N/A12
Balance Transfer Regular APR: N/A12
Balance Transfer Fee: N/A12
Annual Fee: $012

New York and Company Credit Card Benefits

The NY and company credit card for Platinum Card members comes with a $20 Reward on on spending $200 on your Platinum card or $10 reward on your NY&C Rewards Credit Card. These members can also gain from $10 off on birthday coupon with $15 off, free shipping. You also have easy online account management, early access to special sales.

New York and Company Credit Card Drawbacks

The NY and company credit card can only be used at their stores online at and outlets. The APR (Annual Percentage Rate) for purchases is 25.24% which is extremely high when compared to credit cards provided by other companies.

Contact Information


Customer Care 1-800-889-0494


Comenity Bank
PO Box 182273
Columbus, OH 43218-2273

Latest Credit Card Reviews

User Comments about New York & Company Credit Card

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Good card to have
This card is rather good for shoppers. It does not have a lot of perks but free shipping is great. The interest is high so always pay in time
Strange service
Some time ago they lost my card records and made me re apply. I use card to purchases smth at NY&co but not so often but guess it is good to have such card.
So-so card with decent rewards
The card has decent rewards, especially for Platinum members, but can only be used in New York & Company stores, which limits its functionality. Paying it can be a pain since you can't make payments in the store and the online interface can be troublesome. Paying by phone comes with a fee. Be careful with rewards limitations as sometimes you can't use your rewards on sale items.