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Menards Credit Card Review

Menards® BIG CARD®
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent/Good/Fair Credit
Card Rating:
Menards always has selected products for your everyday needs. Get additional discounts with Menards Big Card for your everyday purchases. If you are up to remodeling your home or just doing maintenance, the Menards Big Card is right for you. It is not just suitable for discounts. You can take advantage of Menards' promotions and financing opportunities. Use Menards' project center to establish your goals and Menards Big Card to help your pocket go through with the project.

Menards Credit Card Details


  • You will earn a 2% rebate on BIG Card purchases at Menards stores and
  • You will earn a 1% rebate on BIG Card purchases at other participating retailers that accept the BIG Card.101
  • Rebates are paid in the form of merchandise certificate(s) issued quarterly following the quarter which the purchases were made to reach the $5 minimum rebate amount.101


Max. Rewards: Earn a 2% rebate on all Menards® purchases for savings on future purchases.107
Sign-up Bonus: Apply today to get an additional $10 rebate on the first $100 you spend on your BIG Card®.107


Purchase Intro APR: No intro APR107
Purchase Regular APR: 30.24%107
Cash Advance Fee: See terms107
Cash Advance Regular APR: See terms107
Balance Transfer Intro APR: See terms107
Balance Transfer Regular APR: See terms107
Balance Transfer Fee: See terms107
Annual Fee: None107

Menards Credit Card Benefits

Whenever you use the Menards Big Card, you will get a 2% permanent rebate on Menards purchases. Or you can change it for 6 or 48 months of financing, zero interests. Get 1% additional rebates if you are buying selected brands like Always, Ajax, Crest, Gillette, Head & Shoulders, Glade, Clorox, Tide, Bounce, Old Spice, and Herbal Essences, just to mention some of them. Menards Big Card will allow you to get benefits on all the store departments and even more. When you shop with other Menards' associates like the Speedway, Holiday, and Kwik Strip Stores, you can get more rebates.

Menards Credit Card Drawbacks

Rebates only are issued if you reach a minimum of 5 dollars, on the defined four periods of the year. You get discounts in the form of Menards coupons, only valid to get Menards merchandise. If you use any promotional credit plan or sale event, the purchase will not count to add money to your rebates. Purchases at the Menards website don't apply to earn rebates. Financing applies only to some approved merchandise. There is a minimum purchase rule for financing. You have to buy a minimum of 300 dollars for the 6-month financing plan and 1,500 dollars for the 48-month financing plan.

Contact Information


Capital One, the financial partner to issue the Menards Big Card:

Menards phone number for information on the Menards Contractor Card or Menards Commercial Card:

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User Comments about Menards® BIG CARD®

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my love
I love the Menards Big Card! Number one for me. You get a 2% rebate on all your purchases which really adds up if you shop there a lot like I do.)
I m not a big payer so I didnt like the financing system. the rebate is good though
got the card easily, yay. Awesome!
not impressed
Not impressed. The APR is one of the highest ever, and the rebate doesn’t make it worthwhile. In some stores they give up to 5% compared to these 2