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Macy's Credit Card Review

Macy's Credit Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent / Good Credit
Card Rating:
Macy's Credit Card is the best way to save money when you go shopping. It is not just a traditional credit card, but it will also give you access to exclusive offers just for Macy's Credit Card holders. No other bank or brand will give you such benefits when you are shopping at Macy's. There is the option to get a Macy's American Express Credit Card, which means you get the best of both worlds. You can also use it as your regular credit card to pay anywhere where American Express is accepted and take advantage of the exclusive rewards Macy's Credit Card is giving you.

Macy's Credit Card Details


  • Open an account & save up to 25% today & tomorrow up to a total of $100.25
  • Shop, earn and get closer to your next reward faster.25
  • Enjoy extra savings at checkout, event invitations and more.25


Max. Rewards: Earn up to 5% back in rewards on Macy's purchases, depending on your loyalty status.25
Sign-up Bonus: Open a Macy’s Card and get up to 25% off today & tomorrow up to a total of $100 over the two days.25


Purchase Intro APR: No intro APR25
Purchase Regular APR: 31.99%25
Cash Advance Fee: See terms25
Cash Advance Regular APR: See terms25
Balance Transfer Intro APR: See terms25
Balance Transfer Regular APR: See terms25
Balance Transfer Fee: See terms25
Annual Fee: $025

Macy's Credit Card Benefits

The Macy's Credit Card gives you the opportunity to get exclusive offers. With every purchase at Macy's, you will be granted de opportunity to get a new reward for your next purchase. When you use Macy's Credit Card, the more you buy, the more you get. You can also get Plenti Points for every purchase inside and outside Macy's. From September to December, the joy of giving gets you even more rewards. Join the Thanks for Sharing program to get up to 10% back on all your purchase during this time to be used in February next year. The rewards and all other Macy's offers will be saved on your Macy's account for ease of access.

Macy's Credit Card Drawbacks

Plenti Points are not automatic. You have to create a Plenti Point account and link it to your Macy's Credit Card to enjoy Plenti Point Benefits. To join the Thanks for Sharing program, you'll have to pay an enrollment fee of 25 USD. Depending on how much you spend, you might get it back or not through discounts. The benefits can be less than 10% since that is the maximum gain. For some promotions, you will get some of the advantages in the form of coupons to be applied to your next purchase.

Contact Information

Telephone (credit customer support):


Mailing Address:

Department Stores National Bank. P.O. Box 8066. Mason, OH 45040.

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