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Lane Bryant Credit Card Review

Lane Bryant Credit Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent/Good/Fair Credit
Card Rating:
We are all familiar with Lane Bryant for their popularly stylish plus size clothing and panache that they offer. Well, if you are a fan of this clothing and a regular shopper here, a blessing in disguise might have just presented itself in the form of a Lane Bryant credit card. This retail card comes with numerous rewards and benefits, and of course not to forget the cost implications. Therefore, before filling out that application form, let us review the pros and cons.

Lane Bryant Credit Card Details


  • $10 Reward for every 3,000 points.12
  • Earn 2 points per $1 spent at Lane Bryant, Cacique, Lane Bryant Outlet, and
  • Earn 1 point per $1 when you shop at Catherines or
  • Earn points for every $1 you spend on qualifying purchases when you use your Lane Bryant Credit Card.12


Max. Rewards: Earn points for every $1 you spend on qualifying purchases when you use your Lane Bryant Credit Card.12
Sign-up Bonus: No bonus offer12


Purchase Intro APR: No intro APR12
Purchase Regular APR: 35.24%12
Cash Advance Fee: See terms
Cash Advance Regular APR: N/A12
Balance Transfer Intro APR: N/A12
Balance Transfer Regular APR: N/A12
Balance Transfer Fee: n/a12
Annual Fee: $012

Lane Bryant Credit Card Benefits

The benefits of this card start as immediate as a 20 dollar off your first purchase with the card! The best part is that it does not matter whether it is in a retailer shop or online, this discount applies everywhere.

That is not all, you get to earn as you spend. For every dollar spent, two points are added to the card. This is eligible on all purchases made with the card, through the website or physically at the shops. For purchases made at Catherine's or, the card owner earns one point for every dollar spent. This is the sister store allows the use of the Lane Bryant credit card.

Points accumulated to 400 or more are entitled to a 10-dollar reward voucher. The retail also offers tiers depending on ones' spending throughout the calendar year. The tiers are categorized into Lane preferred, Lane premier and Lane platinum.

The retailers also offer a birthday gift certificate to cardholders, with a 60-day return policy on goods purchased. The people who benefit the most from this card are those who regularly shop at Lane Bryant. Higher shoppers can earn platinum levels if they commit to shopping at one shop.

Lane Bryant Credit Card Drawbacks

As the Lane Bryant credit card has no visa or MasterCard platform, it can only be used in their stores or online podiums. Therefore, it would be pointless to get this card if you hardly shop at this retailer.

Despite being an only one-shop credit card, not any credit score record can be approved for it. There is a qualification standard that should be met to increase your chances of getting the card. Hence, this is not for everyone, unfortunately.

The minimum amount per month acceptable can be considered relatively high, at a rate of 27 dollars with a grace period of 25 days. This is, however debatable depending on your history of paying debts.

For a card that has so many benefits and rewards, it is a surprise for it to have a high annual percentage rate. It has a rate of 27.24 percent, which is considerably higher as compared to any other credit cards with limitations as such. As an interested card owner, you might want to revise your financial projections, budget and perhaps expectations. This is best to re-evaluate if you can maintain the fees that come with it.

Contact Information


You can call Lane Bryant customer service at 00-1-954-970-2205

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User Comments about Lane Bryant Credit Card

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use this card for many years
I have had the Lane Bryant card for many years so I use it mainly for lingerie as the fit and support are excellent. The interest rate is a little bit high, but is manageable as long as the bill is paid off quickly.
my love
I love it and i will always use this card
Card with discounts
Overall, I love this card. You can get a great discount for signing up, and you get points when you use it. But it's APr is too high((
Everything is ok with this card
I love this CC and the fact that I only have a $150 limit. It means a lot to me that they didn't throw the bank at me and tell me to have at it. I can spend only up my max and not worry about breaking myself trying to repay it again..