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How to Apply for Belk Credit Card

Belk Rewards+ Credit Card In order to apply for the Belk credit card, you need to visit this page.

Step 1 - Fill out Application Form

You will have to furnish your personal details here. These would include your name, address and phone numbers. Next, you will have to enter your e-mail id and the net annual income. You will be asked how you want your monthly statement. You may opt to get it delivered to you by mail or you may ask for an electronic statement. In that case, you will be able to see your statement when you log in online. You will get a notification by e-mail that your statement is ready and uploaded to your account.

Step 2 - Verify Your Personal Information

Now you need to go through a verification process. You will have to enter your social security number along with your date of birth.

Step 3 - Choose Card Security Program

You may also opt for optional card security here. With the optional Card Security program, you get security along with peace of mind. Here you have the option of getting your account balance up to $10,000 cancelled in the case of certain events. These events would include unemployment, leave of absence, or disability or hospitalization besides nursing home stay, loss of life and so on. This is an option for you that will cost.

You will have to pay $1.66 per $100 of the ending monthly balance, which is on your account. In case you choose to purchase Card Security, then you will have to understand the eligibility requirements, besides conditions and exclusions that may limit your benefits. Do note that any of these events have to begin after you enroll in the program. In fact, the benefits due to job loss or due to leave of absence will apply only if they tend to occur after being enrolled for 30 days.

Also, you must be having a full-time job in order to qualify for balance cancellation. This is in case of a job loss or leave of absence. In case of part-time or seasonal or self-employed persons, the eligibility will be for cancellation of up to six minimum monthly payments.

Step 4 - Read Terms and Conditions and Submit

You need to read the terms and conditions. Now tick to confirm that you have read the terms and accept them. Now you may click on the Accept and Submit button and your application will be submitted.

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