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How to Apply for the Ashley Furniture Credit Card

The Ashley Advantage™ Credit Card There are three ways to apply for an Ashley Furniture Credit Card. Firstly, you can fill the online application at the Ashley Furniture website. Secondly, visit an Ashley Furniture Home Store and ask a sales representative for help. Finally, you can call 1-800-677-0718 and ask for the Ashley Furniture Credit Card.

Either at the store or on a phone call, you will be required the same information to fill in your application. We suggest you keep on reading the step-by-step guide to getting all the information at hand at the moment you decide to contact an Ashley Furniture representative at the store or by phone.

To be eligible to apply for the Ashley Furniture Credit Card, you have to be at least 18 years old and resident of the United States.

Step 1 - Go to the Ashley Furniture Home Store Website

First of all, get to the Ashley Furniture Home Store Website, and look for financing opportunities.
Click the Apply for Financing link on top of your screen. You will be redirected to the individual financial terms of the Ashley Furniture store with a store credit card.
To apply online look for the Apply Now button.

Step 2 - Fill in the Apply Now Form

You will be given a form to get the Ashley Furniture Credit Card. The form will ask you for the following information:
  • Initial Purchase amounts (if known, it will be used as a reference to approving a certain credit limit)
  • Full name
  • Full address
  • Primarily and additional phone numbers (the additional number is optional)
  • Email address
  • Social security number
  • Day of birth
  • Housing information
  • Monthly net income, considering all sources
You can choose to add a joint applicant. By doing so, you will get more chances to get a higher spending limit. Both applicants will be investigated for credit worthiness before approving the Ashley Furniture Credit Card, so you both should have a good financial record.

If you chose to add a joint applicant, you would be required the same information stated above for him or her.

You can optionally opt for the following: cancel your paper statement and change it for a notification to see it online instead of going to a store.

Select the most suitable option for you before proceeding.

Step 3 - Terms and Conditions plus the Card Security Program

Read the terms and conditions carefully of your Ashley Furniture credit card. To know the details about the furniture financing option you are getting, go through the entire document. You will find them at the beginning of the application in the link called Terms & Conditions. Download the document and keep it for future consultation.

At the end of the form, you will find the Card Security Program. Be aware that it is an optional insurance policy to cover your purchases up to 10 thousand dollars in case of:

  • Disability
  • Hospitalization
  • Leave of absence
  • Loss of Life
  • Nursing home stay
  • Unemployment

You will get a charge of 1.66 dollars per every 100 of your debt monthly. Finally, go through the Card Security Debt cancellation program agreement. Read all the details to be aware of the costs and implications of what you are will agree. If you want to get the insurance, then select the check box to confirm.

Once you are done reading, click on the Continue button.

Step 4 - Acceptance

You will be shown all the Terms and Conditions of the Ashley Furniture Credit Card again. Go through all the document. Make sure you scroll the window inside the window.
If you are confident you want to send your application, just click the Accept button . That will send your request. Wait for an email confirmation about your credit approval and limit.

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