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Dressbarn Credit Card Review

Dressbarn Credit Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent / Good Credit
Card Rating:
DressBarn is a retail chain that specializes in selling designer clothes for women at great discounts. The first DressBarn store was opened in 1962. DressBarn was established to provide working women- fashion for value.

DressBarn Credit Card is an in-store credit card issued by DressBarn in association with Capital One Financial Corporation. With this credit card, you are eligible for DressBarn online payment as well as in-store payment. If you are a regular customer at DressBarn, you can get this credit card to pay for your online and in store purchases. The APR for purchases is 27.49%. If your credit card is approved by Capital One, you are eligible for many DressBarn discounts and DressBarn Coupons.

DressBarn does offer a lot of coupons and discounts to its credit card holders. But similar offers are also given to their social media followers, where holding a DressBarn Credit Card is not mandatory. A good point though, is that no annual fee or maintenance fee is required to be paid. The application procedure is also quite easy. The credit card can be used both online as well as in store. But, there are no cash backs and rebates available which is very unimpressive.

In a nutshell, DressBarn Credit Card is suitable for the regular customers of DressBarn only. A DressBarn customer who is sure that they can avoid the APR should only opt for this card. Paying an APR of 27.49% can become an issue for anyone. Also, the people who forget paying their bills are not suitable for a DressBarn Credit Card as the late fee is as high as $37. Also you will have to pay a fee of up to $37 if you have any returned payments. If you are an avid customer of DressBarn and extremely sure of timely payments, then you should go for this card. If not, it is better to avoid.

Dressbarn Credit Card Details


  • Receive 10% off first purchase when opened and used in store and online.12
  • Special welcome kit offer.12
  • Exclusive card holder coupons mailed to your home.12
  • Early invitations to sale events.12
  • In-store payment options.12
  • Additional cards for authorized buyers at no extra cost.12


Max. Rewards: N/A12
Sign-up Bonus: No


Purchase Intro APR: n/a12
Purchase Regular APR: 29.24%12
Cash Advance Fee: See terms
Cash Advance Regular APR: n/a12
Balance Transfer Intro APR: n/a12
Balance Transfer Regular APR: n/a12
Balance Transfer Fee: n/a12
Annual Fee: None12

Dressbarn Credit Card Benefits

Having access to the DressBarn Credit makes a customer eligible for many discounts and special offers. The main advantages of DressBarn Credit Card are:
  • A DressBarn credit card holder 10% off the first purchase
  • Easy account access and dedicated customer service
  • No annual fee
  • No maintenance charges
  • Convenient DressBarn credit card payment
  • Birthday Bonus Email exclusively for DressBarn Credit Card Holders
  • Extra 5% off when used along with offers and coupons
  • 25% off special email offers
  • Surprise offers and other benefits throughout the year
  • Early invitation to Sales Events
  • Special Welcome kit offer
  • Additional Card for eligible buyers at no extra cost
  • In-store payment available

Dressbarn Credit Card Drawbacks

The DressBarn credit card comes with some amazing offers and discounts, but when compared to other available options, there are a few cons too.
  • A very high APR of 27.49%. If somehow you are not able to clear your credit card payment within the billing cycle, you will have to pay a very huge interest on your purchases.
  • No cash backs or rebates. You can earn cash backs and rebates on almost all regular credit cards but with DressBarn Credit card, you don't get any such thing.
  • If you are not able to make your payments on time, you might have to pay $37 as late fee.
  • The returned payment fee is also very high up to $37.
  • Not very attractive offers. Although the card offers many coupons and discount but you can get similar discounts and coupons of DressBarn Facebook and Twitter page too.

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