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Discover it - Cashback Match Credit Card Review

Discover it® - Cashback Match™
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent, Good Credit
Card Rating:
The Discover it cash credit card is a fantastic card which saves you money be giving cash back of 5%. This card helps you to get discount at gas stations, clubs, Amazon .com, restaurants and many other places each time when you activate it. There is also 1% additional cash back which you get on type of purchases. You also get 0% APR on balance transfer and purchases which you can avail for good 14 months. In addition you can redeem Discover card rewards for cash irrespective of any amount and you get cash back for the entire period you own this card. One of the best things about this card is that even if you are late in making your payment your APR does not increase like other credit cards in the market.

Discover it - Cashback Match Credit Card Details

CARD DESCRIPTION:

  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. 100
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases. 100
  • Redeem your cash back for any amount, any time. Cash rewards never expire. 100
  • 100% U.S. based customer service. 100

AVAILABLE REWARDS

Max. Rewards: •Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. 100
Sign-up Bonus: •Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. 100

RATES & FEES

Purchase Intro APR: 0%100 (14 months)
Purchase Regular APR: 11.49% – 23.49% Variable100
Cash Advance Fee: See terms
Cash Advance Regular APR: 25.49% Variable100
Balance Transfer Intro APR: 0%100 (14 months)
Balance Transfer Regular APR: See terms
Balance Transfer Fee: 3%100
Annual Fee: $0100

Discover it - Cashback Match Credit Card Benefits

The Discover it card offers many benefits. The main benefit if this card is that you do not have to pay any annual fee. If you are late on your first payment you would not be charged any late fee and eventually it would also not affect your APR. Even you spend you do not have to pay any fee as there is no over limit fee with this card. That is not all as you do not have to pay any fee for foreign transaction. This card is accepted in almost every merchant of the country. Even if your account has been closed or you have not used your account for 18 months the Discover cash back would be credited to your account.

Discover it - Cashback Match Credit Card Drawbacks

The major drawback of using this cash credit card is that you have to pay a minimum amount of $0.50 as the amount for interest. In addition there is also a cash advance fee of $10 of 5% of the amount of cash advance and you have to pay whichever is greater. There is also a balance transfer fee of 3% which you are required to pay on each amount of transfer.

Contact Information

TELEPHONE

1-800-347-2683 with in the U.S.
1-800-3472683 outside the U.S.

MAILING ADDRESS

Discover financial services
P.O. Box 6103
Carol Stream, IL 60197-6103.

Customer service general enquiries

P.O. Box 30943
Salt lake City, UT 84130-0943
Discover Gift cards
P.O. Box 52145
Phoenix, AZ 850217-2145

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