Citi Prestige Card Review

Citi Prestige Card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent Credit
Card Rating:
An annual fee of $450 makes Citi Prestige card one of the most expensive cards available in the market today. Despite the high price tag attached with it, the Citi Prestige is a worthwhile companion for frequent travellers who wish to derive the maximum benefits from their purchases. The card offers a slew of benefits like airport lounge access and complimentary hotel stays resulting in an enhanced travelling experience. Often considered the best in class card in the category and your true value travelling companion, Citi Prestige allows you to earn 40,000 bonus points if you happen to make purchases worth $4,000 within the first three months of receiving the card.

Citi Prestige Card Details

CARD DESCRIPTION:

  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases

AVAILABLE REWARDS

Max. Rewards: 3X Points
Sign-up Bonus: Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.

RATES & FEES

Purchase Intro APR: N/A
Purchase Regular APR: 15.74%* (Variable)
Cash Advance Fee: 5% of each cash advance; $10 minimum
Cash Advance Regular APR: 25.74%
Balance Transfer Intro APR: N/A
Balance Transfer Regular APR: 15.74%* (Variable)
Balance Transfer Fee: 3%
Annual Fee: $450

Citi Prestige Card Benefits

Citi Prestige Card has a lot of benefits and features to offer to frequent travellers. It offers incredible luxury travel benefits to its valued customer by way of awesome discounts when you are travelling and free night stays at hotels. The card offers up to $250 in airline travel credit and airport lounge access with these two alone providing benefits in range of $600 to $700. Most suitable for travellers, the card entails no foreign transaction charges in the process helping you save more on your overseas usage of the card. With great reward rates of up to 3.75 % card holders can save a considerable amount on their air travels and hotel stays. Also, you can save up to 2.5 % on entertainment and while dining in restaurants.

Citi Prestige Card Drawback

One drawback of Citi Prestige Card is that its ThankYou® Points lacks from the versatility of other popular reward programs. The somewhat limited value of ThankYou® Points is owing to fact that it lacks a more active point-transfer program. This makes it pretty tough for a customer to combine his ThankYou® Points with other reward program. Also, the card's annual fee is $450 which makes it one of the most expensive cards in its category.

Contact Information

TELEPHONE

Consumer: 1-800-347-4934
Business: 1-866-422-3091

MAILING ADDRESS
Citibank Client Services
Citi Inquiries: 100 Citibank Drive, San Antonio, TX 78245

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