British Airways Visa Signature Credit Card Review
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Card Category: |
Consumer |
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Card Type: |
Unsecured |
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Credit Needed: |
Excellent Credit |
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Card Rating: |
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London, UK based British Airways is one of the major airlines of not only Europe but the world as whole. Going through multiple mergers, it is now part of the largest aerial alliance in Europe and third largest in the world. Bulk of its flight comprises of Boeing 747 which also makes it its largest operator. The British Airways Visa Signature Card is most apt for travelers frequently flying over Antarctic or UK to other parts of Europe. The card offer its patrons access to accrual of miles known as Avios, which can be redeemed for travel benefits and discounts. Similar to other airline travel cards, BA Visa Signature Card also entails an annual fee, which is $95 in this case.
British Airways Visa Signature Credit Card Details
CARD DESCRIPTION:
- Earn 75,000 Bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
- Earn 5 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases within the first 18 months from account opening
- Earn 3 Avios for every $1 spent on hotel accommodations within the first 12 months from account opening
- Earn 1 Avios for every $1 spent on all other purchases
- No foreign transaction fees.
- See additional British Airways Visa Signature® card details.
AVAILABLE REWARDS
| Max. Rewards: |
Earn 5 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases within the first 18 months from account opening |
| Sign-up Bonus: |
Earn 75,000 Bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening. |
RATES & FEES
| Purchase Intro APR: |
See terms |
| Purchase Regular APR: |
21.49% - 28.49%, based on your creditworthiness |
| Cash Advance Fee: |
5% ($10 min) |
| Cash Advance Regular APR: |
29.74% Variable |
| Balance Transfer Intro APR: |
See terms |
| Balance Transfer Regular APR: |
21.49% - 28.49%, based on your creditworthiness |
| Balance Transfer Fee: |
5% |
British Airways Visa Signature Credit Card Benefits
British Airways Visa Signature Credit Card offers many benefits to cardholders who make purchases through it. To begin with, cardholders are eligible to receive 50,000 bonus Avios if they use the card to make purchases worth $3,000 within the first three months of account opening. This is a large reward considering the standard Avios rate on purchases. Another major advantage for frequent flyers is that their Avios doubles once they reach $30,000 mark in one calendar year allowing them to receive an additional ticket at no extra cost for their travelling companion.
British Airways Visa Signature Credit Card Drawbacks
Redeeming British Airways Avios for travel on British Airways somewhat loses its luster when you consider the hefty fuel surcharges they force on award redemptions. Also, the card demands heavy expenditure to make a cardholder eligible for additional benefits other than the basic Avios bonus. Moreover, the penalty charges for this card are on the higher side making it unattractive to moderate spenders.
Contact Information
TELEPHONE
1-800-432-3117
MAILING ADDRESS
Card Services
P.O. Box 15298
Wilmington, DE
19850
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