Amazon Rewards Visa Signature Card Review
| Card Category: | Consumer |
|---|---|
| Card Type: | Unsecured |
| Credit Needed: | Excellent / Good Credit |
| Card Rating: |
Amazon gives two credit cards from different banks to its consumers to choose based on the purchases they made most or by the reward they want to earn. The company recently launched their credit card that is named the Amazon Rewards Visa Card in collaboration with the Chase Bank. Amazon Rewards Card comes with a diverse range of offers starting with the signup offer which gives you about $50 off when your credit card request got approved, unlike others where you need to spend some specific amount to get the bonus or rewards.
Amazon Rewards Visa Credit Card Details
CARD DESCRIPTION:
- Earn 3% back at Amazon.com, Whole Foods Market, Amazon Fresh, and on Chase Travel 2
- Earn 2% back at restaurants, gas stations, and local transit & commuting, including rideshare2
- Earn 1% Back on all other purchases.2
- A $100 Amazon Gift Card instantly upon approval with an eligible Prime membership.2
AVAILABLE REWARDS
| Max. Rewards: | Earn 3% back at Amazon.com, Whole Foods Market, Amazon Fresh, and on Chase Travel 2 |
|---|---|
| Sign-up Bonus: | A $100 Amazon Gift Card instantly upon approval with an eligible Prime membership.2 |
RATES & FEES
| Purchase Intro APR: | No intro APR2 |
|---|---|
| Purchase Regular APR: | 19.49% - 27.49%2 |
| Cash Advance Fee: | 5% ($10 min)2 |
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| Cash Advance Regular APR: | 29.99%2 |
| Balance Transfer Intro APR: | See terms2 |
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| Balance Transfer Regular APR: | 19.49% - 27.49%2 |
| Balance Transfer Fee: | 5%2 |
| Annual Fee: | None2 |
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Amazon Rewards Visa Credit Card Benefits
Amazon is very keen to their loyal customers to give the maximum rewards from their online sales and they introduced the Amazon Reward card which does not only give the 3% back at Amazon.com and other beneficial offers. If you are using it at gas stations or have your meal at your favorite restaurants you will get 2% back, as well as at drug stores. And 1% back is given on all other purchases.
Unlike other credit cards this card comes with no annual fee and all the earnings from cash back are free. When your card request is approved, you will get instant $50 off which you can use at online shop.
Unlike other credit cards this card comes with no annual fee and all the earnings from cash back are free. When your card request is approved, you will get instant $50 off which you can use at online shop.
Amazon Rewards Visa Credit Card Drawbacks
Of course, this credit card isn't all the sunshine and the rainbows. If you go through the terms and conditions for this card, you will find some downsides of having the Amazon Rewards Card.
The card does not have an introductory interest rate on purchases or balance transfers. You will need to pay off the card balance every month to get all the benefits. And you'd better not to use this card for balance transfers or cash advances. Both transactions are not free and interest rates are too high.
As for rewards, they do not compete with the ones offered by other Amazon Store Card, which gives you 5% cash back instead of 3% on Amazon purchases.
The card does not have an introductory interest rate on purchases or balance transfers. You will need to pay off the card balance every month to get all the benefits. And you'd better not to use this card for balance transfers or cash advances. Both transactions are not free and interest rates are too high.
As for rewards, they do not compete with the ones offered by other Amazon Store Card, which gives you 5% cash back instead of 3% on Amazon purchases.
Contact Information
TELEPHONE
Chase Customer Service: 1-800-432-3117