Advertising Disclosure

Amazon Rewards Visa Signature Card Review

Amazon.com Rewards Visa card
Card Category: Consumer
Card Type: Unsecured
Credit Needed: Excellent / Good Credit
Card Rating:
Amazon gives two credit cards from different banks to its consumers to choose based on the purchases they made most or by the reward they want to earn. The company recently launched their credit card that is named the Amazon Rewards Visa Card in collaboration with the Chase Bank. Amazon Rewards Card comes with a diverse range of offers starting with the signup offer which gives you about $50 off when your credit card request got approved, unlike others where you need to spend some specific amount to get the bonus or rewards.

Amazon Rewards Visa Credit Card Details

CARD DESCRIPTION:

  • Earn 3% Back at Amazon.com.2
  • Earn 2% Back at restaurants, gas stations and drugstores.2
  • Earn 1% Back on all other purchases.2
  • A $50 Amazon.com Gift Card will instantly be loaded into your Amazon.com account upon the approval of your credit card application.2

AVAILABLE REWARDS

Max. Rewards: 3% Back at Amazon.com2
Sign-up Bonus: A $50 Amazon.com Gift Card.2

RATES & FEES

Purchase Intro APR: See terms
Purchase Regular APR: 15.24% - 23.24% (V)2
Cash Advance Fee: 5% ($10 min)2
Cash Advance Regular APR: 25.99% (V)2
Balance Transfer Intro APR: See terms
Balance Transfer Regular APR: 15.24% - 23.24% (V)2
Balance Transfer Fee: 5%2
Annual Fee: None2

Amazon Rewards Visa Credit Card Benefits

Amazon is very keen to their loyal customers to give the maximum rewards from their online sales and they introduced the Amazon Reward card which does not only give the 3% back at Amazon.com and other beneficial offers. If you are using it at gas stations or have your meal at your favorite restaurants you will get 2% back, as well as at drug stores. And 1% back is given on all other purchases.

Unlike other credit cards this card comes with no annual fee and all the earnings from cash back are free. When your card request is approved, you will get instant $50 off which you can use at online shop.

Amazon Rewards Visa Credit Card Drawbacks

Of course, this credit card isn't all the sunshine and the rainbows. If you go through the terms and conditions for this card, you will find some downsides of having the Amazon Rewards Card.

The card does not have an introductory interest rate on purchases or balance transfers. You will need to pay off the card balance every month to get all the benefits. And you'd better not to use this card for balance transfers or cash advances. Both transactions are not free and interest rates are too high.

As for rewards, they do not compete with the ones offered by other Amazon Store Card, which gives you 5% cash back instead of 3% on Amazon purchases.

Contact Information

TELEPHONE

Chase Customer Service: 1-800-432-3117

Latest Credit Card Reviews

User Comments about Amazon.com Rewards Visa card

* - marked fields are required to be filled in