AARP Credit Card Review
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Card Category: |
Consumer |
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Card Type: |
Unsecured |
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Credit Needed: |
Excellent / Good Credit |
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Card Rating: |
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AARP Inc. is a not for profit organization founded in 1958 by Ethel Percy Andrus and Leonard Davis. AARP was formerly known as American Association of Retired Persons. It is a membership and interest based organization.
AARP Credit Card Details
CARD DESCRIPTION:
- Earn unlimited 2% cash back on eligible Medical expenses.
- Earn unlimited 3% cash back on Gas and Drug Store purchases (excluding Target® and Walmart®).
- Earn 1% Cash Back rewards on all other purchases.
AVAILABLE REWARDS
| Max. Rewards: |
3% Cash Back |
| Sign-up Bonus: |
$100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening. |
RATES & FEES
| Purchase Intro APR: |
N/A |
| Purchase Regular APR: |
21.99%, 25.99% or 29.99% |
| Cash Advance Fee: |
5% |
| Cash Advance Regular APR: |
31.49% |
| Balance Transfer Intro APR: |
N/A |
| Balance Transfer Regular APR: |
21.99%, 25.99% or 29.99% |
| Balance Transfer Fee: |
3% |
AARP Credit Card Benefits
The AARP credit card comes with a great deal of benefits and rewards.
- No annual fee
- No purchase APR for first 12 months
- No Balance transfer APR for first 12 months
- A chance to earn $100 cashback on a new card
- 3% cashback on spends on restaurants
- 3% cashback for spending on gas stations
- 1% cashback on every other purchase
- Variety of options for cashback redemption
- Purchase Protection
- Extended Warranty Protection
- No cap on rewards
- Rewards would not expire until you close the account
AARP Credit Card Drawbacks
Although the card comes with a plenty of benefits, there are a few negative points too.
- For cashback redemption, you need to have earned a minimum of $20.
- A foreign transaction fee of 3%.
Contact Information
TELEPHONE
Local: 1 888 687 2277
International calls: +1 202 434 3525
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