Will my Fingerhut credit account affect my credit score?

Fingerhut reports your payment activity to the major credit card bureaus. That means if you default on your account or consistently make late payments, negative information may be added to your credit history which can lower your credit score.

On the other hand, if you make all payments on time, stay within your credit limit, and otherwise keep the terms of your Fingerhut credit account agreement, that good payment behavior should also be reflected on your credit history and can bring your credit score up.

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