The Platinum cards are issued for those who did not meet the credit requirements of the World or Signature cards and may have fewer benefits. You can be rejected for the World or Signature cards based on your credit rating or history but may still be eligible for the Platinum card. If your credit rating is less than fair, this is probably what you will be offered. The World and Signature cards are cards generally issued to people with higher credit rating. The card you receive will be based heavily on your credit score.
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