How long will it take to find out if I am approved for a Fingerhut card?

Many people get a response within 60 seconds. In most cases it doesn’t take more than a minute or two to get your answer. Fingerhut often approves people who have had trouble getting credit cards in the past because of their credit history. Even if your credit score is low or you don’t have a credit history at all, you can be approved instantly for a Fingerhut account. There are some people who will not meet the qualifications for a Fingerhut account though. Approval is not guaranteed.

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