This Discover it credit card has longer 0% interest introductory period on balance transfers – 18 months – and a shorter intro period on purchases – 6 months of 0% interest. All other features like fees, ongoing APRs and cash back rewards are the same. This Discover it card is mainly for those who want to transfer their balance.
You can earn 5% cash back on categories that change throughout the year like gas, restaurants, and more. You must sign up for the 5% program each quarter. Each quarter you can earn up to the quarterly maximum in every category.
You can also earn 5%-20% cash back through ShopDiscover.com.
Plus, you will receive 1% cash back on every purchase.
You can sign up in two ways. The first is to log in to the Account Center (if you are registered) with your user ID and password. The second is to call 1-800-DISCOVER (1-800-347-2683).
Remember, you must sign up for each program every quarter.
The registered at the Account Center cardmembers can redeem rewards online by logging in the Account Center. Another way is to call 1-800-DISCOVER (1-800-347-2683) to redeem rewards.
Rewards can be redeemed starting at $20 cash back.
You should to log in or register for the Account Center to see all the ShopDiscover.com offers. When you logged in you only need to link to the retailer’s website from the ShopDiscover.com section and use your Discover card.
Your FICO® Credit Score is based on data from TransUnion. It may be different from scores provided by other credit bureaus. You should receive your monthly statement if you want to see your free FICO credit score.
Discover will need 7 days to process most transfers. However, some additional time may be needed. You should continue making payments on your old card to avoid late fees. The balance transfer can be posted to your Discover it card account within two weeks. You can log in to Account Center to see if the balance transfer was posted.
Discover is accepted in multiple countries. Check with Discover’s country acceptance map to see a full list of countries where Discover is accepted.
Discover cards are accepted through Discover network and their network partnerships – China UnionPay, JCB, and Diners Club International.
You can talk to a real person form Discover customer service anytime you want at 1-877-587-1605. Find other useful contact information online at Discover’s Help Center.
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