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CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

Why it is Safe to Apply for Credit Cards Online

There is a lot of confusion regarding privacy implications of credit card applications online. Let's try to clear up the confusion and to explain exactly what is and what isn't safe.

APPLYING FOR CREDIT CARD VIA SECURE FORM IS SAFE

It is safe thanks to a combination of 2 factors:
  1. You will be applying directly with the issuing bank. Because of this, information from the application form travels directly to the bank. No one else (including us) will be collecting it. Our site (credit card menu) does not host applications - we simply refer you to the secure application on the bank's site. Thus, we don't have access to whatever information you supply.
  2. Your application form is secure. This means that your browser will be encrypting everything it sends to the bank, so in the unlikely case that some of this information is intercepted by a third party, it will be meaningless. All modern browsers come equipped with SSL (secure socket layer) capability. When you apply, note the "padlock" icon (in IE, it is located on the lower bar). As long as this icon is "lit up", your session is encrypted. We only list credit cards that offer secure application forms.

With that said, however, there are certain Internet-related things that you shouldn't do, for example:

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All information presented on this website is subject to change. We do our best to maintain it accurate and up to date. However, we recommend all our visitors to read the credit cards′ terms and conditions on the application page before submitting the application form. Note that this website may be compensated if visitors choose to utilize the links on this website.

CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

* The CreditCardMenu.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditCardMenu.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditCardMenu.com website are property of their respective owners.

Disclosure: Not an access card.