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Fair Credit Cards

Here are the most attractive credit cards targeting people with fair credit. Among the fair credit credit cards on this web page you can find a variety of credit cards issued by the most recognized U.S. banks and credit card companies. Find out if there are fair credit cards from banks you are loyal to.

If you are a person with fair credit, take a closer look at the credit cards we have to offer. Some fair credit cards offer 0% introductory APRs, no annual fee for the first year, generous rewards, cash back and more. Compare the cards side by side and apply online.

standard credit cards | prepaid debit cards
STANDARD CREDIT CARDS
Intro APR
APR
Annual Fee
Summary:
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
See details
N/A
15.90% - 24.40% Variable
$0 - $99
Minimum Credit Level Needed:
Fair

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Intro APR
APR
Annual Fee
Summary:
  • Simple and fast application process
  • Don´t have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
See details
N/A
23.9%
$0 - $99
Minimum Credit Level Needed:
Fair / Good

Fair / Good Credit
You can apply if: your credit seen up and downs, but now it is stable and you manage it responsibly: you're making on time payments every month and staying within limits now.

Intro APR
APR
Annual Fee
Summary:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
See details
N/A
Minimum Credit Level Needed:
Fair/Bad
Intro APR
APR
Annual Fee
Summary:
  • Fair Credit History? Apply for a Credit Card Today.
  • Earn Great Rewards for Fair Credit!
  • Monthly Reporting to major Consumer Reporting Agencies.
See details
n/a
Minimum Credit Level Needed:
Fair

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Intro APR
APR
Annual Fee
Summary:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
See details
N/A
15.90% - 24.40% Variable
$0 - $99
Minimum Credit Level Needed:
Fair

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Intro APR
APR
Annual Fee
Summary:
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
See details
N/A
23.9%
$35 - $99*
Minimum Credit Level Needed:
Fair / Good

Fair / Good Credit
You can apply if: your credit seen up and downs, but now it is stable and you manage it responsibly: you're making on time payments every month and staying within limits now.

Intro APR
APR
Annual Fee
Summary:
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
See details
N/A
Minimum Credit Level Needed:
Fair/Bad
Intro APR
APR
Annual Fee
Summary:
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
See details
n/a
0.00%
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Intro APR
APR
Annual Fee
Summary:
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
See details
n/a
25.15%
$0
Minimum Credit Level Needed:
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

PREPAID DEBIT CARDS

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

Fair Credit Card Applications Online

Fair credit credit cards are very popular with customers with fair credit history. In terms of FICO scores, these are people whose credit score is anything between 640 and 699. If it is you, you are welcome to choose from the fair credit cards issued by famous banks and apply online.

Fair credit cards usually have features, rewards and benefits not so tempting as compared to good to excellent credit credit cards but if used wisely they can help your credit. For a reasonable cardholder, fair credit cards are a step towards good credit. Most of the following fair credit cards (if not all) report to the major consumer reporting agencies. With these credit cards you may be able to improve your credit slowly but surely by making timely payments with all of your creditors and maintaining your credit balances below the credit limits and one day you may reach a good credit score and opt for good credit credit cards with better credit terms.

Consider fair credit cards that offer 0% promotional APRs, no annual fee for the first year, decent rebates and/or cash back. At our web site you are sure to find the right credit card for your individual credit rating but keep in mind that it is always up to your credit card issuer to decide on your approval. Choose a card to meet your financial needs best and apply online. Online card applications are both safe and quick, especially for fair credit credit cards.

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All information presented on this website is subject to change. We do our best to maintain it accurate and up to date. However, we recommend all our visitors to read the credit cards′ terms and conditions on the application page before submitting the application form. Note that this website may be compensated if visitors choose to utilize the links on this website.

CreditCardMenu.com is an independent, advertising-supported website. CreditCardMenu.com receives compensation from the credit companies whose offers appear on our website. Compensation may have an impact on how and where credit products appear on the website, including, for example, the order in which they may appear within reviews. CreditCardMenu.com does not present, nor does it review all available credit offers.

* The CreditCardMenu.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditCardMenu.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditCardMenu.com website are property of their respective owners.