| BASICS |
| APR | 12.99%var* |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 0 |
| Credit Line | Up to $50,000 |
| Grace Period | 20 days |
| FEES |
| Account Setup Fee | $ 0 |
| Other (one-time) Fees | $ 0 |
| Other Fees Annualized | $0 |
| Late Fee | $19 on balances under $250; $39 on balances of $250 and over. |
| Over-the-limit Fee | $15 on balances under $501; $29 on balances between $501 and $1,001; and $39 on balances over $1,001. |
| Currency Conversion Fee | Foreign Transaction Fee: 3% |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
Introductory APR for balance transfers.
Your account rate for cash transactions will be either Prime minus a Cash Advance Margin of 0.24% or Prime plus a Cash Advance Margin of 12.24%, based on our assessment of your credit history and creditworthiness.
|
| Travel Rewards | N/A |
| Cash Rebate |
- 5% Cash Back or Travel rewards.
- No limit to the amount of Cash Back rewards that can be earned
|
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
0.00% for
15
months. After the intro period, the rate will be
as low as
7.99%.
* Balance Transfers: 3% (minimum $5; maximum $90 with this introductory offer). |
| Cash Advance | The APR for cash advances is 7.99% - 19.99%.
Transaction Fees for Cash Advances other than Convenience Checks: 3% (minimum $5); Convenience Check Cash Advances: 3% (minimum $5; maximum $50). |
| Default APR | The APR for default is 27.24%.
Default: The higher of the account APR plus 3%, or Prime plus a Default Margin of 22.24%. |
| Other Features | N/A |
| Card Description | 0% Intro APR for 15 months on Balance Transfers
7.99 Fixed APR thereafter.
5% Cash Back OR Travel Rewards.
No annual fee and No Limit on the total rewards you can earn.
0% fraud liability.
|