| BASICS |
| APR | 9.99% - 14.99%var* |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 6 months. |
| Annual Fee | $ 0 |
| Credit Line | Min $1,000 Max $50,000 |
| Grace Period | 20 days |
| FEES |
| Account Setup Fee | $ 0 |
| Additional Card Fee | None for first two cards; $ 10 for additional cards |
| Other (one-time) Fees | $ 0 |
| Other Fees Annualized | $ 0 |
| Late Fee | $19 on balances less than $400 and $38 on balances $400 or greater. |
| Over-the-limit Fee | $ 35 |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
The APR for purchases and future balance transfers is determined monthly by adding 4.99%, 6.99% or 9.99%, (depending on our review of your application and credit history) to the Prime Rate.
|
| Travel Rewards | N/A |
| Cash Rebate |
- Earn Up to 5% Cash Back at the places you may frequent the most like supermarkets, gas stations and drugstores. There's no minimum so you can start earning cash back right away.
- Pay your regular monthly bills automatically with Blue Cash and start earning cash back on everything from telephone and cable bills to parking and transportation expenses.
|
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
the rate as low as
9.99% - 14.99%.
* Balance Transfer APR: 4.99% for the life of the balance for balance transfer requests submitted on this application. Then the standard Purchase APR will apply.
Balance transfer fee: 3% of each balance transfer associated with this offer ($5 min./$99 max. per transfer). Future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. |
| Cash Advance | The APR for cash advances is 19.99%.
Fee for Cash Advances: 3% of each transaction with $5.00 minimum and no maximum.
|
| Default APR | The APR for default is 17.99% - 26.99%.
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| Other Features | N/A |
| Card Description | 0.00% Intro APR.
Flexibility to pay over time .
No annual fee.
Low balance transfer rate 4.99% fixed APR for the life of the balance.*
Earn unlimited cash back.
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