Orchard Bank® Classic MasterCards
issued by HSBC Bank Nevada
BASICS
Card Category
Consumer
Minimum Credit Level Needed
Fair Credit
Card Type
Secured / Unsecured
RATES
Intro APR on Purchases (Intro Period)
n/a
Intro APR on Balance Transfer (Intro Period)
n/a
Ongoing APR (Purchases and Balance Transfer)
7.99% - 19.99%
Ongoing APR (Cash Advances)
20.90%
FEES
Annual Fee
$0 - $5938
Setup Fee
$0 - $39
Balance Transfer Fees
5% (min=$5)
Cash Advance Fees
5% (min=$5)
Foreign Transaction Fees
3%
Late Payment Fee
Up to $35
CARD FEATURES
Available Rewards
Card Description
• An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
• Acceptance at millions of locations worldwide, including website purchases and reservations.
• Your account information is updated and at your fingertips 24/7 so you can manage it your way.
• Email and text messages are available to remind you of your upcoming payment due date.
• Knowledgeable customer service representatives to assist you with questions or concerns.
Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.