"Discover® More Card - Clear"
issued byDiscover Card
BASICS
APR (Interest Rate)
11.99% - 20.99%var*
APR Computation Method
Average Daily Balance Including New Purchases
Intro APR
0.00% for 6 months.
Annual Fee
$ 0
Credit Line
$ 50,000
Minimum Income
min household income $15,000
Grace Period
FEES
Account Setup Fee
$ 0
Additional Card Fee
$ 0
Other (one-time) Fees
$ 0
Other Fees Annualized
$ 0
Late Fee
$19 on balances up to $250 and $39 on balances over $250.
Over-the-limit Fee
$15 on balances up to $500, and $39 on balances over $500. ; effective February 1, 2010, we will not charge an overlimit fee.
Currency Conversion Fee
Foreign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency.
CARD FEATURES
Customized Terms
* This credit card offers customized terms. Details:
Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.
Travel Rewards
N/A
Cash Rebate
- Full 5% Cashback Bonus* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
- Up to 1% on all your other purchases.
- Unlimited cash rewards that never expire.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
- 5% to 20% Cashback Bonus at top retailers through their exclusive online shopping site, ShopDiscover
Gas Rebate
N/A
Shopping Rewards
N/A
Hotel Rewards
N/A
Balance Transfer
The intro APR for balance transfers is 0.00% for 6 months. After the intro period, the rate will be as low as 11.99% - 20.99%.
* • 0.0% for 6 months from the date of account opening for balance transfers made with your application
• BALANCE TRANSFER TRANSACTION FEES: 5.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum.
Cash Advance
The APR for cash advances is 23.99%.
CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum.
Default APR
The default APR is 29.99%.
• Up to 29.99%* variable; effective January 1, 2010 between up to 16.99% variable and up to 24.99% variable for purchases; up to 28.99% variable for cash advances.
• If you are late making a payment, any introductory/promotional rates will end and we may increase all your APRs to a Default Rate. Effective January 1, 2010, each time you fail to make a payment when due, we may, in accordance with applicable law, terminate the availability of any introductory/promotional APRs on new transactions, and increase your APRs for new transactions to variable Default Rates
Other Features
Instant Decision
Card Description
• 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
• 5% Cashback BonusŪ in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 1% unlimited Cashback Bonus on all other purchases
• No Annual Fee
Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.
