| BASICS |
| APR | 10.99% - 18.99%* |
| APR computation method | Two Cycle Average Daily Balance Including New Purchases |
| Intro APR | 0% Intro APR for 6 months on Purchases. |
| Annual Fee | $ 0 |
| Credit Line | $ 50,000 |
| Minimum Income | min household income $15,000 |
| Grace Period | 25 days |
| FEES |
| Account Setup Fee | $ 0 |
| Additional Card Fee | N/A |
| Other (one-time) Fees | $ 0 |
| Other Fees Annualized | $ 0 |
| Late Fee | $19 on balances up to $250 and $39 on balances over $250. |
| Over-the-limit Fee | $15 on balances up to $500, and $39 on balances over $500. |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
Your actual rate will be based on our evaluation of your credit and will be disclosed with your Card.
|
| Travel Rewards | N/A |
| Cash Rebate |
- 5% Cashback Bonus® , in popular categories like travel, home improvement stores, department stores, gas, restaurants, and more
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
|
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
The intro APR for balance transfers is
0.00% for
12
months. After the intro period, the rate will be
as low as
10.99% - 18.99%.
* Balance Transfer Transaction Fee: 3.00% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75. |
| Cash Advance | The APR for cash advances is 23.99%.
Cash Advance Transaction Fee: 3% for each cash advance, with a minimum of $5 and no maximum. |
| Default APR | The APR for default is 28.99% - 30.99%.
If you are late making a payment, we may increase your APRs to the Default Rate. Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history. |
| Other Features | N/A |
| Card Description | 0% Intro APR*.
5% Cashback Bonus® , in popular categories.
Up to 1% Cashback bonus on all other purchases automatically.
$0 Fraud liability guarantee.
|