Discover® More® Card - Clear

	Issued by Discover Card APPLY ONLINE
BASICS
APR (Interest Rate)	11.99% - 18.99%var*
APR Computation Method	Average Daily Balance Including New Purchases
Intro APR	0% until the last day of the billing period ending during December 2009.
Annual Fee	$ 0
Credit Line	$ 50,000
Minimum Income	min household income $15,000
Grace Period	25 days
FEES
Account Setup Fee	$ 0
Additional Card Fee	$ 0
Other (one-time) Fees	$ 0
Other Fees Annualized	$ 0
Late Fee	$19 on balances up to $250 and $39 on balances over $250.
Over-the-limit Fee	$15 on balances up to $500, and $39 on balances over $500.
Currency Conversion Fee	Foreign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency.
CARD FEATURES
Customized Terms	* This credit card offers customized terms. Details: Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history.
Travel Rewards	N/A
Cash Rebate	Full 5% Cashback Bonus* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more. Up to 1% on all your other purchases. Unlimited cash rewards that never expire. Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Gas Rebate	N/A
Shopping Rewards	N/A
Hotel Rewards	N/A
Balance Transfer	The intro APR for balance transfers is 0.00% for 6 months. After the intro period, the rate will be as low as 11.99% - 18.99%. * 0.0% until the last day of the billing period ending during November 2009. Balance Transfer Transaction Fee: 3% for each balance transfer made under this offer.
Cash Advance	The APR for cash advances is 23.99%. Cash Advance Transaction Fee: 3% for each cash advance, with a minimum of $5 and no maximum.
Default APR	The APR for default is 29.99%. • The default APR may vary monthly and equals the Prime Rate + up to 27.99%, but such rate will never exceed 29.99%. • If you are late making a payment or your account is overlimit twice, we may increase your APRs to a Default Rate.
Other Features	N/A
Card Description	• 0% Introductory APR for 6 months on purchases and for 9 months on balance transfers for customers with excellent credit. • No Annual Fee. • Full 5% Cashback Bonus* in categories that change. • Up to 1% on all your other purchases. • Free Additional Cards. • $0 Fraud Liability. • Superior 24-hour Cardmember Service

Reasonable efforts are made to maintain accurate information. However, the information on the cards' rates and terms is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.