"Discover® More® Card - Clear"
issued by
Discover Card
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APPLY ONLINE
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| BASICS | | APR (Interest Rate) | 11.99% - 19.99%var* | | APR Computation Method | Average Daily Balance Including New Purchases | | Intro APR | 0.0% until the last day of the billing period ending during June 2010. | | Annual Fee | $ 0 | | Credit Line | $ 50,000 | | Minimum Income | min household income $15,000 | | Grace Period | 25 days | | FEES | | Account Setup Fee | $ 0 | | Additional Card Fee | $ 0 | | Other (one-time) Fees | $ 0 | | Other Fees Annualized | $ 0 | | Late Fee | $19 on balances up to $250 and $39 on balances over $250. | | Over-the-limit Fee | $15 on balances up to $500, and $39 on balances over $500. ; effective February 1, 2010, we will not charge an overlimit fee. | | Currency Conversion Fee | Foreign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency. | | CARD FEATURES | | Customized Terms | * This credit card offers customized terms. Details:
Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.
| | Travel Rewards | N/A | | Cash Rebate |
- Full 5% Cashback Bonus* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
- Up to 1% on all your other purchases.
- Unlimited cash rewards that never expire.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
- 5% to 20% Cashback Bonus at top retailers through their exclusive online shopping site, ShopDiscover
| | Gas Rebate | N/A | | Shopping Rewards | N/A | | Hotel Rewards | N/A | | Balance Transfer |
The intro APR for balance transfers is
0.00% for
12
months. After the intro period, the rate will be
as low as
11.99% - 19.99%.
* • 0.0% for 12 months from the date of account opening for balance transfers made with your application
• BALANCE TRANSFER TRANSACTION FEES: 5.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum. | | Cash Advance | The APR for cash advances is 23.99%.
CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum. | | Default APR | The APR for default is 29.99%.
• Up to 29.99%* variable; effective January 1, 2010 between up to 16.99% variable and up to 24.99% variable for purchases; up to 28.99% variable for cash advances.
• If you are late making a payment, any introductory/promotional rates will end and we may increase all your APRs to a Default Rate. Effective January 1, 2010, each time you fail to make a payment when due, we may, in accordance with applicable law, terminate the availability of any introductory/promotional APRs on new transactions, and increase your APRs for new transactions to variable Default Rates | | Other Features | Instant Decision | | Card Description | • 5% Cashback BonusŪ in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
• Up to 1% unlimited Cashback BonusŪ on all other purchases
• 5% to 20% Cashback BonusŪ through our exclusive online shopping site
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Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.
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