| BASICS |
| APR | 14.99%var* |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 95 |
| Credit Line | Up to $100,000 |
| Grace Period | 20 days |
| FEES |
| Account Setup Fee | $ 0 |
| Additional Card Fee | $ 0 |
| Other (one-time) Fees | $ 0 |
| Other Fees Annualized | $ 0 |
| Late Fee | $19 on balances less than $400 and $38 on balances $400 or greater. |
| Over-the-limit Fee | $35 |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
$40 annual fee for qualified American Express Cardmembers.
|
| Travel Rewards |
- 15,000 bonus miles with your first purchase.
- 2,500 bonus miles for adding an additional cardmember.
- Earn Always Double Miles on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases
- Earn one mile for every eligible dollar on virtually every other purchase you make with the Card.
- SkyMiles never expire.
- Start redeeming with just 10,000 miles for $100 dollars off any Delta flight with no blackout dates or seat restrictions.
|
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
the rate as low as
14.99%.
* APR: 9.99% for the life of the balance, for balance transfers requests submitted on this application. Then, the Purchase APR will apply.
There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
|
| Cash Advance | The APR for cash advances is 19.99%.
Fee for Cash Advances: 3% of each transaction, $5.00 minimum and no maximum. |
| Default APR | The APR for default is 17.99% - 26.99%.
|
| Other Features | N/A |
| Card Description | 15,000 bonus miles with first purchase.
No annual fee for the first year.
2,500 bonus miles for adding an additional cardmember.
Always Double Miles® on eligible everyday purchases and all Delta purchases.
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card. |
| Special Promotions | 9.99% for the life of the balance for balance transfer requests submitted on this application |