IBERIABANK Visa Platinum
issued by IBERIABANK
BASICS
Card Category
Consumer
Minimum Credit Level Needed
Excellent / Good
Card Type
Unsecured
RATES
Intro APR on Purchases (Intro Period)
n/a
Intro APR on Balance Transfer (Intro Period)
1.99% (6 billing cycles)
Ongoing APR (Purchases and Balance Transfer)
as low as 9.25%
Ongoing APR (Cash Advances)
as low as 14.75%
FEES
Annual Fee
$0
Setup Fee
$0
Balance Transfer Fees
2%
Cash Advance Fees
5% (min=$5, max=$100)
Foreign Transaction Fees
2%
Late Payment Fee
Up to $35
CARD FEATURES
Available Rewards
Card Description
• Earn up to 17,000 bonus points in the first year of account ownership. An initial bonus of 5,000 points will be awarded with your first purchase and an additional bonus of 1,000 each month purchases of $250.00 or more are made in the first 12 months of account ownership. 1 bonus point for every $1 in qualifying net retail purchases will be earned outside of the initial bonus offer. Rewards can be redeemed with as little as 700 bonus points.
• Earn 1 bonus point for every $1 in qualifying net retail purchases in addition to and outside the initial bonus. You can ScoreMore™ with Bonus Points - 2X, 3X, 4X or more at participating retailers online and in-store. Turn your points into hotel, gift or experience rewards with as little as 700 bonus points.
• No annual membership fee.
• Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
• Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Applies to balance transfers processed within three months of your account open date.
• Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage up to $1,000,000.
• Free Online access to credit card account information.
Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.