IBERIABANK Visa Gold
issued by IBERIABANK
BASICS
Card Category
Consumer
Minimum Credit Level Needed
Excellent / Good
Card Type
Unsecured
RATES
Intro APR on Purchases (Intro Period)
n/a
Intro APR on Balance Transfer (Intro Period)
1.99% (6 billing cycles)
Ongoing APR (Purchases and Balance Transfer)
as low as 9.25%
Ongoing APR (Cash Advances)
as low as 14.75%
FEES
Annual Fee
$0
Setup Fee
$0
Balance Transfer Fees
2%
Cash Advance Fees
5% (min=$5, max=$100)
Foreign Transaction Fees
2%
Late Payment Fee
Up to $35
CARD FEATURES
Available Rewards
Card Description
• Earn 1% in cash back credit on all qualifying purchases.
• No limit on cash back; no expiration date on eligibility for accounts in good standing.
• No annual membership fee.
• Low, variable rate APR of 9.25%, 12.25%, and 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
• Product Enhancements include: Travel Accident Insurance up to $500,000, Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
• Free Online access to credit card account information.
Reasonable efforts are made to maintain accurate information. However,
the information on the cards' rates and terms is presented without warranty.
When you click on the "apply online" link you will have an opportunity to
review the credit card terms and conditions on the credit card issuer's web site.
