| BASICS |
| APR | 10.99% - 15.99%var* (0% introductory APR for purchases during your first 6 months of Cardmembership.) |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | 0.00% for 6 months. |
| Annual Fee | $ 0 |
| Minimum Income | $25,000 |
| Grace Period | 20 days |
| FEES |
| Account Setup Fee | $ 0 |
| Additional Card Fee | $ 0 |
| Other (one-time) Fees | $ 0 |
| Other Fees Annualized | $ 0 |
| Late Fee | $19 on balances less than $400 and $38 on balances $400 or greater. |
| Over-the-limit Fee | $35 |
| FEATURES |
| Customized Terms | * This credit card offers customized terms. Details:
Purchases is determined monthly by adding either 4.99%, 6.99% or 9.99% to the Prime Rate depending on our review of your application and credit history.
|
| Travel Rewards | N/A |
| Cash Rebate |
- Earn cash back at the places you frequent most, like supermarkets, drugstores and gas stations
- Pay your regular monthly bills automatically with the Card and earn cash back
- Additional Cards can also earn you up to 5% cash back
|
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer |
Balances can be transferred at
the rate as low as
10.99% - 15.99%.
* Balance transfer APR: a fixed APR of 4.99% for life of the balance on balance transfer requests submitted on the enclosed application. Then, the standard APR for purchase will apply.
Balance transfer fee: 3% of each balance transfer associated with this offer ($5 min./$99 max. per transfer) Future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. |
| Cash Advance | The APR for cash advances is 20.99%.
Fee for Cash Advances: 3% of each transaction, $5.00 minimum and no maximum. |
| Default APR | The APR for default is 18.99% - 27.99%.
|
| Other Features | N/A |
| Card Description | Unlimited cash rewards.
0.00% Intro APR for 6 months on purchases.
No annual fee.
Flexibility to pay over time. |